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Amber Isaac
Amber Isaac is an ERA ONETEAM Broker Associate and VP of the Lakewood branch in Jacksonville, FL. A former Navy spouse who has called Jacksonville home since 1990, she specializes in first-time buyers, military families, and relocation across Duval County.
stacklist.com/amberisaac
Amber Isaac is an ERA ONETEAM Broker Associate and VP of the Lakewood branch in Jacksonville, FL. A former Navy spouse who has called Jacksonville home since 1990, she specializes in first-time buyers, military families, and relocation across Duval County.
More in First-Time Homebuyers in Jacksonville, Florida
See all 10 →Step-by-Step Guide for First-Time Buyers in Jacksonville
marketmakersfl.com
Jacksonville H2H Program, Up to $50,000 for First-Time Buyers
h2hprogram.com
Jacksonville Down Payment Assistance Program, Up to $25,000
makefloridayourhome.com
Florida First-Time Homebuyer Programs and Grants 2026
Florida offers multiple first-time homebuyer programs through the Florida Housing Finance Corporation (FHFC), including the First Mortgage Loan Program, FL Assist, FL HLP, and Hometown Heroes, which provide down payment and closing cost assistance with varying terms. Most programs require a minimum 640 credit score, homebuyer education, income and purchase price limits, and occupancy of the home as a primary residence.
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Summary
Florida offers multiple first-time homebuyer programs through the Florida Housing Finance Corporation (FHFC), including the First Mortgage Loan Program, FL Assist, FL HLP, and Hometown Heroes, which provide down payment and closing cost assistance with varying terms. Most programs require a minimum 640 credit score, homebuyer education, income and purchase price limits, and occupancy of the home as a primary residence.
Tags
florida · first-time-homebuyer · down-payment-assistance · grants · mortgage · housing-programs · real-estate
Key entities
Florida Housing Finance Corporation (organization, 0.98) · FL Assist (concept, 0.95) · Florida Homeownership Loan Program (concept, 0.93) · Florida Hometown Heroes (concept, 0.95) · First Mortgage Loan Program (concept, 0.92) · Florida (location, 0.99) · Peter Warden (person, 0.9) · Ryan Tronier (person, 0.85) · Paul Centopani (person, 0.85)
Classification
reference · language en · status final
Provenance
claude-opus-4-6 via @stacklist/mcp-server@2.0.0, confidence 0.85, 8 Jul 2026