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Amber Isaac
Amber Isaac is an ERA ONETEAM Broker Associate and VP of the Lakewood branch in Jacksonville, FL. A former Navy spouse who has called Jacksonville home since 1990, she specializes in first-time buyers, military families, and relocation across Duval County.
stacklist.com/amberisaac
Amber Isaac is an ERA ONETEAM Broker Associate and VP of the Lakewood branch in Jacksonville, FL. A former Navy spouse who has called Jacksonville home since 1990, she specializes in first-time buyers, military families, and relocation across Duval County.
More in First-Time Homebuyers in Jacksonville, Florida
See all 10 →Step-by-Step Guide for First-Time Buyers in Jacksonville
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Jacksonville Down Payment Assistance Program, Up to $25,000
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Florida First-Time Homebuyer Programs and Grants 2026
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Jacksonville H2H Program, Up to $50,000 for First-Time Buyers
The Headstart to Homeownership (H2H) Program offers eligible first-time homebuyers in Duval County up to $50,000 in down payment and closing cost assistance through a zero-interest, forgivable loan with no monthly payments. Applicants must meet income limits (up to 80% AMI), contribute at least $500, purchase a home under $280,000, and complete a homebuyer education course.
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Summary
The Headstart to Homeownership (H2H) Program offers eligible first-time homebuyers in Duval County up to $50,000 in down payment and closing cost assistance through a zero-interest, forgivable loan with no monthly payments. Applicants must meet income limits (up to 80% AMI), contribute at least $500, purchase a home under $280,000, and complete a homebuyer education course.
Tags
first-time-homebuyer · down-payment-assistance · jacksonville · h2h-program · zero-interest-loan · duval-county · closing-costs
Key entities
Headstart to Homeownership (H2H) Program (concept, 0.99) · Jacksonville (location, 0.98) · Duval County (location, 0.98) · down-payment-assistance (concept, 0.95) · zero-interest forgivable loan (concept, 0.93) · area median income (concept, 0.88)
Classification
reference · language en · status final
Provenance
claude-opus-4-6 via @stacklist/mcp-server@2.0.0, confidence 0.85, 8 Jul 2026