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Ema Perez Interiano
Ema Perez Interiano is a real estate professional with ERA ONETEAM, serving St. Augustine and St. Johns County. She brings local market knowledge to help buyers and sellers navigate every step of the process across Northeast Florida.
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Ema Perez Interiano is a real estate professional with ERA ONETEAM, serving St. Augustine and St. Johns County. She brings local market knowledge to help buyers and sellers navigate every step of the process across Northeast Florida.
More in First-Time Homebuyer Guide
See all 8 →Getting Pre-Approved
files.consumerfinance.gov
Conventional vs. FHA Loans for St. Augustine Buyers
hud.gov
How Much House Can You Afford in St. Augustine?
consumerfinance.gov
More from Ema Perez Interiano
See all stacks →Shopping in St. Johns County
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Nature & Outdoor Activities Near St. Augustine
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Understanding Closing Costs in Florida
Closing costs in Florida typically run 2–5% of the purchase price and cover things like title insurance, appraisal fees, and the state's documentary stamp tax on the deed. First-time buyers in St. Augustine and St. Johns County should budget for these on top of the down payment. These costs can vary depending on the lender and title company chosen, so getting an estimate early avoids surprises at closing.