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Nikole Vermilyea

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Nikole Vermilyea is an ERA Kings Bay Realty agent serving Camden County, Georgia, with 20+ years of financial expertise. A mom of two sports-loving boys, she helps first-time buyers and investors find their perfect home along coastal Georgia's beautiful coast.

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Georgia Peach Advantage Loan — New Zero Down Option

Georgia launched the Peach Advantage Loan Program in July 2025, offering a zero percent down payment option with a reduced first mortgage interest rate. Any borrower who qualifies for Georgia Dream is eligible, making it one of the most accessible programs available for Camden County buyers.

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