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Kim Mcclure

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Kim McClure is a Realtor with ERA ONETEAM Realty in Jacksonville, serving buyers and sellers across Northeast Florida. Experienced and passionate about real estate, Kim is honored to serve military members and veterans, guiding every client to a smooth, stress-free closing.

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VA purchase loans: no down payment for eligible buyers

VA-backed purchase loans offer eligible veterans competitive interest rates and the ability to buy homes with no down payment, provided the sales price does not exceed the appraised value. The loan includes benefits such as no private mortgage insurance, fewer closing costs, and the option to borrow up to conforming loan limits in most areas.

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Summary

VA-backed purchase loans offer eligible veterans competitive interest rates and the ability to buy homes with no down payment, provided the sales price does not exceed the appraised value. The loan includes benefits such as no private mortgage insurance, fewer closing costs, and the option to borrow up to conforming loan limits in most areas.

Tags

va-loan · home-purchase · no-down-payment · mortgage · eligibility · veterans

Key entities

VA (Department of Veterans Affairs) (organization, 0.99) · Fannie Mae (organization, 0.95) · Freddie Mac (organization, 0.95) · Federal Housing Administration (FHA) (organization, 0.95) · Certificate of Eligibility (COE) (concept, 0.98) · Private Mortgage Insurance (PMI) (concept, 0.97) · Mortgage Insurance Premiums (MIP) (concept, 0.97) · VA funding fee (concept, 0.96)

Classification

reference · language en · status final

Provenance

claude-haiku-4-5 via @stacklist/mcp-server@2.0.0, confidence 0.85, 8 Oct 2026