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More in First-Time Homebuyer Programs in Jacksonville & Northeast Florida
See all 6 →Homebuyer Assistance Programs in Florida
floridahousing.org
Hometown Heroes Program
floridahousing.org
Housing Services
jacksonville.gov
SHIP Down Payment Assistance
St. Johns County's SHIP Down Payment Assistance Program provides up to $100,000 in financial aid for first-time homebuyers meeting income and residency requirements. The program offers a 15-year deferred second mortgage at 0% interest with forgiveness beginning in year 6.
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Summary
St. Johns County's SHIP Down Payment Assistance Program provides up to $100,000 in financial aid for first-time homebuyers meeting income and residency requirements. The program offers a 15-year deferred second mortgage at 0% interest with forgiveness beginning in year 6.
Tags
down-payment-assistance · first-time-homebuyer · housing-program · florida · ship-program · mortgage · eligibility
Key entities
St. Johns County (organization, 0.95) · State Housing Initiatives Partnership (SHIP) (organization, 0.95) · Florida Housing Finance Corporation (organization, 0.9) · SJC Tax Collector (organization, 0.85) · Down Payment Assistance (concept, 0.95) · First-Time Homebuyer (concept, 0.95) · Area Median Income (AMI) (concept, 0.85) · St. Johns County, Florida (location, 0.95)
Classification
reference · language en · status final
Provenance
claude-haiku-4-5 via @stacklist/be@0.1.0, confidence 0.85, 24 Jul 2026