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Rob Patton

stacklist.com/rob-patton

A Realtor with ERA ONETEAM, serving Jacksonville and the Jacksonville Beaches. A 45+ year local resident, bringing customer-service-driven appraisal experience to every transaction. Outside of real estate: an avid beachgoer, boater, and golfer, and a devoted Jacksonville Jaguars and Armada fan.

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Inspection vs. Appraisal for Home Buyers: What's the Difference?

Inspections and appraisals serve distinct roles in the home buying process: appraisals determine a property's fair market value through comparable sales analysis, while inspections assess the physical condition of the home. The article explains when each is required by lenders, typical costs, and why both are recommended even for cash buyers to avoid costly financial missteps.

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Summary

Inspections and appraisals serve distinct roles in the home buying process: appraisals determine a property's fair market value through comparable sales analysis, while inspections assess the physical condition of the home. The article explains when each is required by lenders, typical costs, and why both are recommended even for cash buyers to avoid costly financial missteps.

Tags

home-inspection · home-appraisal · home-buying · real-estate · closing-process · financing · property-value

Key entities

Alycia Lucio (person, 0.95) · Jessica Rapp (person, 0.9) · Neil Swanson (person, 0.9) · Home Appraisal (concept, 1) · Home Inspection (concept, 1) · Fair Market Value (concept, 0.9) · FHA Loans (concept, 0.8) · VA Loans (concept, 0.8) · Closing Costs (concept, 0.85)

Classification

reference · language en · status final

Provenance

claude-opus-4-6 via @stacklist/mcp-server@2.0.0, confidence 0.85, 24 Jul 2026