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See all 6 →Homebuyer Assistance Programs in Florida
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First Time Homebuyer Down Payment Assistance
The SHIP First-Time Homebuyer Assistance Program provides up to $20,000 in down payment and closing cost assistance through a deferred second mortgage for eligible first-time homebuyers purchasing homes in Clay County, Florida. Applicants must meet income limits, credit score requirements, complete homebuyer education, and occupy the home as their primary residence.
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Summary
The SHIP First-Time Homebuyer Assistance Program provides up to $20,000 in down payment and closing cost assistance through a deferred second mortgage for eligible first-time homebuyers purchasing homes in Clay County, Florida. Applicants must meet income limits, credit score requirements, complete homebuyer education, and occupy the home as their primary residence.
Tags
homebuyer-assistance · down-payment · first-time-homebuyer · clay-county · mortgage · eligibility · housing-program
Key entities
SHIP (State Housing Initiatives Partnership) (organization, 0.95) · Clay County, Florida (location, 0.99) · Florida (location, 0.99) · Holly MacLean (person, 0.92) · First-Time Homebuyer Assistance Program (concept, 0.98) · Down Payment Assistance (concept, 0.97) · Deferred Second Mortgage (concept, 0.96)
Classification
reference · language en · status final
Provenance
claude-haiku-4-5 via @stacklist/be@0.1.0, confidence 0.85, 31 Jul 2026