Curated by
Ika Rukhadze
Ika Rukhadze is a realtor with ERA ONETEAM in Ponte Vedra Beach. A decade of living and raising three teenagers on the First Coast grounds his expertise in luxury homes, waterfront properties, land, and investment real estate across Jacksonville, St. Johns County, and St. Augustine.
stacklist.com/ika-rukhadze
Ika Rukhadze is a realtor with ERA ONETEAM in Ponte Vedra Beach. A decade of living and raising three teenagers on the First Coast grounds his expertise in luxury homes, waterfront properties, land, and investment real estate across Jacksonville, St. Johns County, and St. Augustine.
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New Florida Flood Disclosure Law
A Florida law effective October 1, 2025 requires sellers and landlords to provide clearer flood insurance risk disclosures to buyers and renters upfront — a meaningful shift for anyone purchasing in a coastal market like Ponte Vedra Beach, Jacksonville Beach, or along the Intracoastal corridor in St. Johns County. Standard homeowners policies in Florida exclude flood damage entirely, meaning a separate flood insurance policy is required for full protection, and the cost of that policy varies significantly by FEMA flood zone designation. Ika makes sure his buyers get address-specific flood zone information and insurance quotes early in the due diligence period — not as a surprise at closing.