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ALEX KING Group of PREMIERE PLUS REALTY brings deep Southwest Florida expertise and $550M in sales to every client. From waterfront Naples homes to pet-friendly Bonita Springs condos to Fort Myers Beach getaways, we guide you with local knowledge and tech-forward tools. Click, text, call!
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ALEX KING Group of PREMIERE PLUS REALTY brings deep Southwest Florida expertise and $550M in sales to every client. From waterfront Naples homes to pet-friendly Bonita Springs condos to Fort Myers Beach getaways, we guide you with local knowledge and tech-forward tools. Click, text, call!
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See all stacks →Substantial Improvement and Damage Guidelines | Fort Myers Beach
The 50% Rule requires that any structure in a Special Flood Hazard Area with improvements or repairs equaling 50 percent of its value must be brought into full compliance with current Flood Insurance Rate Map requirements. Fort Myers Beach further mandates that the calculation include all permits obtained in the past five years, and encourages property owners to consult Community Development Staff before undertaking projects that may trigger this regulation.
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Summary
The 50% Rule requires that any structure in a Special Flood Hazard Area with improvements or repairs equaling 50 percent of its value must be brought into full compliance with current Flood Insurance Rate Map requirements. Fort Myers Beach further mandates that the calculation include all permits obtained in the past five years, and encourages property owners to consult Community Development Staff before undertaking projects that may trigger this regulation.
Tags
flood-insurance · substantial-improvement · substantial-damage · 50-percent-rule · fema · fort-myers-beach · floodplain-management
Key entities
Substantial Improvement/Substantial Damage (50% Rule) (concept, 0.98) · National Flood Insurance Program (organization, 0.97) · FEMA (organization, 0.95) · Fort Myers Beach (location, 0.99) · Special Flood Hazard Area (concept, 0.95) · Flood Insurance Rate Map (concept, 0.94) · Community Development Staff (organization, 0.88)
Classification
reference · language en · status final
Provenance
claude-opus-4-6 via @stacklist/mcp-server@2.0.0, confidence 0.85, 27 Jul 2026