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Evis Cipi
Evis Cipi is a real estate agent with ERA ONETEAM Realty, serving Jacksonville's coastal communities in Northeast Florida. With a Bachelor of Laws from the University of Bucharest, Evis brings a sharp eye for contracts and details to every transaction.
stacklist.com/evis-cipi
Evis Cipi is a real estate agent with ERA ONETEAM Realty, serving Jacksonville's coastal communities in Northeast Florida. With a Bachelor of Laws from the University of Bucharest, Evis brings a sharp eye for contracts and details to every transaction.
More in First-Time Homebuyer Guide (Jacksonville)
See all 9 →City of Jacksonville Down Payment Assistance
jacksonvilledownpaymentassistancehomeownershipprogram.com
Florida Hometown Heroes Program
djandlindsey.com
Ameris Choice: Bank Backed Down Payment Help
ir.amerisbank.com
Required Homebuyer Education Course
This guide details Jacksonville's down payment assistance programs for first-time homebuyers, including the H2H program offering up to $50,000 in forgivable assistance and the Florida Hometown Heroes program providing up to $35,000 for essential workers. It covers eligibility requirements, program structures, required buyer contributions, and how these programs can be combined with VA loan benefits for minimal out-of-pocket costs.
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Summary
This guide details Jacksonville's down payment assistance programs for first-time homebuyers, including the H2H program offering up to $50,000 in forgivable assistance and the Florida Hometown Heroes program providing up to $35,000 for essential workers. It covers eligibility requirements, program structures, required buyer contributions, and how these programs can be combined with VA loan benefits for minimal out-of-pocket costs.
Tags
down-payment-assistance · first-time-homebuyer · jacksonville · h2h-program · hometown-heroes · florida-real-estate · va-loan
Key entities
Keneshia Haye (person, 0.98) · Florida Gateway Realty (organization, 0.97) · H2H (Head Start to Homeownership) Program (concept, 0.98) · Florida Hometown Heroes Program (concept, 0.97) · Jacksonville (location, 0.99) · Duval County (location, 0.95) · Down Payment Assistance (concept, 0.97) · VA Loan (concept, 0.85) · HUD (organization, 0.88)
Classification
tutorial · language en · status final
Provenance
claude-opus-4-6 via @stacklist/mcp-server@2.0.0, confidence 0.85, 24 Jul 2026