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Evis Cipi
Evis Cipi is a real estate agent with ERA ONETEAM Realty, serving Jacksonville's coastal communities in Northeast Florida. With a Bachelor of Laws from the University of Bucharest, Evis brings a sharp eye for contracts and details to every transaction.
stacklist.com/evis-cipi
Evis Cipi is a real estate agent with ERA ONETEAM Realty, serving Jacksonville's coastal communities in Northeast Florida. With a Bachelor of Laws from the University of Bucharest, Evis brings a sharp eye for contracts and details to every transaction.
More in First-Time Homebuyer Guide (Jacksonville)
See all 9 →City of Jacksonville Down Payment Assistance
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Florida Hometown Heroes Program
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Ameris Choice: Bank Backed Down Payment Help
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Income Limits: Do You Qualify?
City of Jacksonville Down Payment Assistance offers up to $25,000 in aid for first-time homebuyers in Duval County through multiple programs including H2H, City Pilot, JHFA Home Sweet Home, and Florida Hometown Heroes. Programs feature 0% interest rates, flexible income limits (80-120% AMI), and various repayment structures designed to help buyers preserve savings while building equity.
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Summary
City of Jacksonville Down Payment Assistance offers up to $25,000 in aid for first-time homebuyers in Duval County through multiple programs including H2H, City Pilot, JHFA Home Sweet Home, and Florida Hometown Heroes. Programs feature 0% interest rates, flexible income limits (80-120% AMI), and various repayment structures designed to help buyers preserve savings while building equity.
Tags
down-payment-assistance · homeownership · first-time-buyers · duval-county · mortgage-programs · housing-assistance
Key entities
Jacksonville (location, 0.99) · Duval County (location, 0.99) · City of Jacksonville (organization, 0.99) · JHFA (organization, 0.95) · Headstart to Homeownership (H2H) (concept, 0.98) · Florida Hometown Heroes (concept, 0.97) · Section 8 Housing Quality Standards (concept, 0.96) · Area Median Income (AMI) (concept, 0.94)
Classification
reference · language en · status final
Provenance
claude-haiku-4-5 via @stacklist/be@0.1.0, confidence 0.85, 24 Jul 2026