First-Time Homebuyer Resources

Buying a home is a major milestone and a significant financial decision that involves careful planning and research. It typically begins with understanding your needs and budget, followed by exploring financing options and finding the right property.

Use our home affordability calculator to estimate how much house you can afford based on your income, down payment, monthly debts, and current mortgage rates. This tool helps you make informed decisions about purchasing a home within your budget.

Use our mortgage calculator to estimate your monthly payment based on your home price, down payment, loan term, interest rate, and other costs like taxes and insurance.

Explore the Highlands neighborhood in Jacksonville, FL, with insights on local attractions, amenities, and community features. This guide provides valuable information for potential residents and visitors alike.

The housing market can be difficult to navigate. See what tips industry experts have for first-time home buyers for early 2026.

Walk through every system buyers should verify before closing (roof, foundation, plumbing, electrical, HVAC, exterior). Save or print this checklist.

Don’t get caught off guard by closing costs! Learn what they include, how to budget, and smart strategies to manage them as a first-time homebuyer.

Learn about the basics of homeowners insurance and how to find the right policy with this guide that helps new homebuyers navigate the process for the first time.

This page provides an overview of homebuyer assistance programs offered by Florida Housing. It outlines various resources available to help individuals and families achieve homeownership in Florida.