First-Time Homebuyer Resources cover

First-Time Homebuyer Resources

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A toolkit for first-time buyers in Kingsland, St. Marys, and across Camden County covering Georgia's downpayment assistance programs, VA and USDA loan options, and trustworthy homebuyer education.
Buying a Home | HUD.gov
hud.gov
Buying a Home | HUD.gov

The U.S. Department of Housing and Urban Development's consumer guide to the homebuying process, including how to find a HUD-approved housing counselor before using a Georgia Dream loan.

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Lori Buttich
Buying a house | Consumer Financial Protection Bureau
consumerfinance.gov
Buying a house | Consumer Financial Protection Bureau

A neutral, federal consumer guide walking first-time buyers through mortgage shopping and closing costs is a helpful background reading before house-hunting in Kingsland or St. Marys.

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Lori Buttich
Georgia Dream Homeownership Program
dca.georgia.gov
Georgia Dream Homeownership Program

The State of Georgia's flagship down-payment assistance program for first-time buyers, offering up to $12,500 toward a home purchase in Camden County. A first stop for any first-time homebuyer kingsland ga search.

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Lori Buttich
Georgia Dream Mortgage Products
dca.georgia.gov
Georgia Dream Mortgage Products

The Georgia Dream Homeownership Program offers multiple mortgage products including Georgia Dream, Peach Select VA, Peach Plus, and Peach Advantage providing affordable financing and down payment assistance for eligible first-time and repeat homebuyers in Georgia.

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Lori Buttich
Georgia Dream Peach Select VA Loan Program
dca.georgia.gov
Georgia Dream Peach Select VA Loan Program

A below-market-rate VA loan option through Georgia Dream, useful for first-time buyers in Camden County who are also veterans or active-duty service members near Kings Bay.

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Lori Buttich
VA Home Loans
benefits.va.gov
VA Home Loans

This page serves as the main entry point for the VA Loan Guaranty Service, providing information on home loan benefits available to veterans and active service members. It outlines eligibility, application processes, and resources to help users navigate their home loan options.

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Lori Buttich
Single Family Housing Programs
rd.usda.gov
Single Family Housing Programs

USDA's zero-down loan programs for eligible rural and suburban properties, which can apply to parts of Woodbine and outlying Camden County, a good fit for first-time buyers outside Kingsland's city limits.

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Lori Buttich
Approved Housing Counseling Agencies
dca.georgia.gov
Approved Housing Counseling Agencies

The required homebuyer education step for Georgia Dream applicants, listing DCA-certified counseling agencies serving Camden County buyers before closing on a first home.

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Lori Buttich