{"version":"1.0","type":"stack","id":"ae2d2542-b5c5-4bad-92f2-42816e1bf009","url":"https://stacklist.com/c/finance/stack/ae2d2542-b5c5-4bad-92f2-42816e1bf009","title":"First-Time Homebuyer Guide","description":"Complete guide for first-time homebuyers in Florida covering down payment assistance programs, loan types, home inspections, closing costs, and eligibility resources for Jacksonville and Northeast Florida.","privacy":"public","created_at":"2026-06-26T15:08:43.639Z","updated_at":"2026-06-26T17:33:38.259Z","author":{"username":"dianapeters","name":"Diana Peters","url":"https://stacklist.com/dianapeters","type":"person"},"category":{"id":"finance","name":"finance","url":"https://stacklist.com/c/finance"},"items":[{"id":"ac732429-9fc7-42f4-8e7f-27cb42ac44f6","position":1,"title":"Jacksonville H2H Down Payment Assistance Program","url":"https://www.jacksonville.gov/departments/neighborhoods/housing-and-community-development/housing-services","note":"The City of Jacksonville's Headstart to Homeownership program offers up to $50,000 in down payment and closing cost assistance for eligible first-time buyers in Duval County, one of the best local programs in Northeast Florida.","image":{"url":"https://ucarecdn.com/674e3da1-3f7f-46fa-ba88-a3a8808d2b46/","alt":"Jacksonville H2H Down Payment Assistance Program","width":4032,"height":1960},"direct_link":"https://stacklist.com/card/ac732429-9fc7-42f4-8e7f-27cb42ac44f6","created_at":"2026-06-26T15:09:13.891Z","updated_at":null},{"id":"3e57ae54-1c70-4d01-acf8-2e5de27ff41d","position":2,"title":"Florida Hometown Heroes Program","url":"https://www.floridahousing.org/programs/homebuyer-overview-page/hometown-heroes","note":"Florida's statewide program for first responders, teachers, healthcare workers, and veterans, offering up to $35,000 in down payment assistance at 0% interest. 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This covers what a full inspection vs a 4-point inspection checks, why termite and wind mitigation reports matter, and how to choose a licensed inspector in Northeast Florida.","image":{"url":"https://ucarecdn.com/bac18049-04c9-451c-b76e-0da40ed35d04/","alt":"Florida Home Inspections","width":5334,"height":3606},"direct_link":"https://stacklist.com/card/3e9de1dc-a4cd-4605-be5d-6290a358aba2","created_at":"2026-06-26T15:09:18.541Z","updated_at":null},{"id":"b06bf12a-faa5-41d7-a659-2f3bc2fbc654","position":6,"title":"Florida Housing Homebuyer Eligibility Wizard","url":"https://apps.floridahousing.org/StandAlone/FTHBWizard","note":"Use Florida Housing's free eligibility wizard to find out which loan programs and down payment assistance you qualify for based on your income, county, and occupation. 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