---
title: "Georgia Dream Mortgage Products"
url: https://stacklist.com/card/f94b15de-c2de-4daf-b5b1-5f767d2bed1c
source_url: "https://dca.georgia.gov/affordable-housing/home-ownership/georgia-dream-mortgage-products"
stack: https://stacklist.com/c/finance/stack/7ba4039d-f474-4dde-91da-09e623c147b5
summary: "The Georgia Dream Homeownership Program offers multiple mortgage products—including Georgia Dream, Peach Select VA, Peach Plus, and Peach Advantage—providing affordable financing and down payment assistance for eligible first-time and repeat homebuyers in Georgia. Each loan program features varying income limits, maximum home sales prices up to $625,000–$725,000, and different interest rate structures to serve a range of qualified borrowers."
tags: "georgia-dream, mortgage, homeownership, down-payment-assistance, first-time-homebuyer, affordable-housing, loan-programs"
key_entities: "Georgia Department of Community Affairs (organization), Georgia Dream Homeownership Program (concept), Peach Select VA Loan Program (concept), Peach Plus Loan Program (concept), Peach Advantage Loan Program (concept), Lakeview Loan Servicing, LLC (organization), Fannie Mae (organization), Freddie Mac (organization), Georgia (location), Down Payment Assistance (concept)"
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---

# Georgia Dream Mortgage Products

About Georgia Dream Dreaming of buying your first home?  The Georgia Dream Homeownership Program fulfills homeownership dreams by providing affordable mortgage financing for eligible homebuyers. Often the biggest obstacle to homeownership is being able to afford the down payment. The Georgia Dream Homeownership program can help qualified borrowers clear this hurdle! Georgia  Dream Home Ownership Flyer   (PDF, 627.77 KB) Georgia Dream: Resources Homebuyers Lenders Real Estate Professionals How Do I Get Started? View checklist [email protected] Georgia Dream Loan Options Program information listed here is effective as of July 8, 2026. Georgia Dream Homebuyer(s): First-time only Maximum Home Sales Price:  Up to $625,000 Maximum Income Limits:  $137,555 (1-2 persons), $158,188 (3+ persons) Interest Rate:  Determined by market rates Down Payment Assistance:  Options are available Learn more about the Georgia Dream Loan Program Peach Select VA Homebuyer(s): First-time and repeat Maximum Home Sales Price:  Up to $625,000 Maximum Income Limits:  $137,555 (1-2 persons), $158,188 (3+ persons) Interest Rate:  Low; initial rate was set to 5.00% Down Payment Assistance:  Options are unavailable Learn more about the Peach Select VA Loan Program Peach Plus Homebuyer(s): First-time and repeat Maximum Home Sales Price:  Up to $725,000 Maximum Income Limits:  $206,333 (1-2 persons), $237,282 (3+ persons) Interest Rate:  High; determined by market rates Down Payment Assistance:  Options are available Learn more about the Peach Plus Loan Program Peach Advantage Sponsored by Lakeview Loan Servicing, LLC Homebuyer(s): First-time and repeat Maximum Home Sales Price:  Up to $725,000 Maximum Income Limits:  Up to 150% of the Area Median Income (AMI) per Fannie Mae and Freddie Mac AMI Lookup Tools  Interest Rate:  High; determined by market rates Down Payment Assistance:  Options are available Learn more about the Peach Advantage Loan Program Georgia Dream: Documents & Downloads See all documents Public Notice – Single Family Bond Issuance See all documents Georgia Department of Community Affairs Launches New Loan Program Expanding Down Payment Assistance June 30, 2025 State of Georgia Introduces the New Georgia Dream Peach Plus Loan Program April 15, 2024 Georgia Department of Community Affairs Launches New Loan Program for Veterans March 15, 2024