{"version":"1.0","type":"card","id":"f88ebfa1-7ac7-4de3-928e-d64a857cccbd","url":"https://stacklist.com/card/f88ebfa1-7ac7-4de3-928e-d64a857cccbd","title":"FEMA's Flood Insurance Overview","source_url":"https://www.fema.gov/flood-insurance","note":"The companion page covering how NFIP policies work, the quote tool, and the rule that homes in high-risk zones with government-backed mortgages must carry flood insurance. Useful for budgeting a beach-area purchase in Northeast Florida.","image":{"url":"https://ucarecdn.com/12b8e163-9099-4058-917b-d2f3c087ff51/","alt":"FEMA's Flood Insurance Overview","width":4475,"height":3637},"stack":{"id":"652ea32d-c659-4b45-8244-761a2996cee5","title":"Beach Living Basics: Buying Near the Coast","url":"https://stacklist.com/c/home/stack/652ea32d-c659-4b45-8244-761a2996cee5"},"created_at":"2026-07-16T06:28:00.963Z","updated_at":null,"aco":{"summary":"The National Flood Insurance Program (NFIP), managed by FEMA, provides flood insurance to property owners, renters, and businesses through a network of over 47 insurance companies and NFIP Direct. The program covers 4.7 million policyholders nationwide with nearly $1.3 trillion in coverage, and it works with 22,600 participating communities to enforce floodplain management regulations.","tags":["flood-insurance","nfip","fema","floodplain-management","property-insurance","disaster-recovery","homeowners"],"key_entities":[{"name":"FEMA","type":"organization","confidence":0.99},{"name":"National Flood Insurance Program (NFIP)","type":"concept","confidence":0.99},{"name":"NFIP Direct","type":"organization","confidence":0.9},{"name":"Write-Your-Own (WYO) Program","type":"concept","confidence":0.88},{"name":"FloodSmart.gov","type":"technology","confidence":0.85},{"name":"National Flood Insurance Act of 1968","type":"concept","confidence":0.9},{"name":"U.S. Congress","type":"organization","confidence":0.8},{"name":"NFIP Quote Tool","type":"technology","confidence":0.82}],"classification":"reference","language":"en","confidence":0.85,"provenance":{"model":"claude-opus-4-6","tool":"@stacklist/mcp-server@2.0.0","confidence":0.85,"timestamp":"2026-07-16T06:28:12.023Z"},"token_counts":{"approximate":1110,"cl100k":875},"content_hash":"sha256:1e5199571588076bd0622708c298f330885265a17cf27fc9f92567e0b66f5150","acp_version":"0.2","body_available":true,"body_tokens":1110,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/f88ebfa1-7ac7-4de3-928e-d64a857cccbd.json","html":"https://stacklist.com/card/f88ebfa1-7ac7-4de3-928e-d64a857cccbd","md":"/api/public/card/f88ebfa1-7ac7-4de3-928e-d64a857cccbd.md","stack_json":"/api/public/stack/652ea32d-c659-4b45-8244-761a2996cee5.json"}}