{"version":"1.0","type":"card","id":"f6daddc5-2366-4a6f-b9e4-928f2153781d","url":"https://stacklist.com/card/f6daddc5-2366-4a6f-b9e4-928f2153781d","title":"Jacksonville First Time Homebuyers Guide 2026","source_url":"https://ark7.com/blog/learn/cities/jacksonville-fl-first-time-homebuyers-guide/","note":"From credit scores and mortgage options to Jacksonville-specific assistance programs like the Home Sweet Home Program, this guide walks first-time buyers through every step with local context and 2026 market data.\n","image":{"url":"https://ucarecdn.com/f4aa9037-487e-415c-841e-7cbebce10b41/","alt":"Jacksonville First Time Homebuyers Guide 2026","width":626,"height":417},"stack":{"id":"035873f3-4051-4432-82b2-c9c1ab8f52df","title":"First-Time Homebuyer Guide for Jacksonville","url":"https://stacklist.com/c/education/stack/035873f3-4051-4432-82b2-c9c1ab8f52df"},"created_at":"2026-05-31T06:22:58.238Z","updated_at":null,"aco":{"summary":"Jacksonville FL First-Time Homebuyers Guide provides comprehensive guidance on homeownership benefits, financial readiness evaluation, and preparation steps for new buyers in Jacksonville. The guide covers credit scores, down payment savings, closing costs, and available financial assistance programs to help first-time homebuyers enter the property market.","tags":["first-time-homebuyers","jacksonville-florida","homeownership","financial-planning","down-payment","credit-score","real-estate"],"key_entities":[{"name":"Jacksonville","type":"location","confidence":0.99},{"name":"Florida","type":"location","confidence":0.99},{"name":"FICO Score","type":"concept","confidence":0.95},{"name":"Home Sweet Home Program","type":"organization","confidence":0.9},{"name":"Ark7","type":"organization","confidence":0.85},{"name":"homeownership","type":"concept","confidence":0.98},{"name":"down payment","type":"concept","confidence":0.97},{"name":"closing costs","type":"concept","confidence":0.96}],"classification":"guide","language":"en","confidence":0.85,"provenance":{"model":"claude-haiku-4-5","tool":"@stacklist/be@0.1.0","confidence":0.85,"timestamp":"2026-05-31T06:23:03.827Z"},"token_counts":{"approximate":4207,"cl100k":2960},"content_hash":"sha256:c39f7a1cf456ca61a40f309fbb1476a5cc13f8a9c7fa08b71bce9f0a43d5bd14","acp_version":"0.2","body_available":true,"body_tokens":4207,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/f6daddc5-2366-4a6f-b9e4-928f2153781d.json","html":"https://stacklist.com/card/f6daddc5-2366-4a6f-b9e4-928f2153781d","md":"/api/public/card/f6daddc5-2366-4a6f-b9e4-928f2153781d.md","stack_json":"/api/public/stack/035873f3-4051-4432-82b2-c9c1ab8f52df.json"}}