{"version":"1.0","type":"card","id":"f305018e-2628-48a0-8f04-7c625cb71d44","url":"https://stacklist.com/card/f305018e-2628-48a0-8f04-7c625cb71d44","title":"The FEMA 50% Rule","source_url":"https://www.martinezlawfla.com/the-fema-50-rule","note":"Martinez Law, located in Lutz, FL, is a real estate law firm specializing in the FEMA 50% rule, which affects property improvements and flood zone regulations. We service Pasco and Hillsborough County, providing expert legal guidance for real estate matters. Call (813) 803-4887 for a consultation.\n","image":{"url":"https://ucarecdn.com/2fa34dd8-3f95-4583-b09d-720bba96fe4c/","alt":"The FEMA 50% Rule","width":3236,"height":1940},"stack":{"id":"228974f6-08d9-436e-ba99-65a64a3f30e1","title":"New Construction & Post-Ian Rebuild","url":"https://stacklist.com/c/home/stack/228974f6-08d9-436e-ba99-65a64a3f30e1"},"created_at":"2026-07-27T17:48:06.398Z","updated_at":null,"aco":{"summary":"The FEMA 50% Rule is a federal regulation prohibiting substantial improvements to structures in Special Flood Hazard Areas that exceed 50% of market value unless full flood compliance is achieved. The rule defines substantial improvement, market value assessment methods, and exemptions for safety, historic preservation, and storm damage mitigation projects in Florida.","tags":["fema-50-percent-rule","flood-compliance","substantial-improvement","special-flood-hazard-areas","florida-building-code","market-value","flood-insurance"],"key_entities":[{"name":"FEMA","type":"organization","confidence":0.99},{"name":"National Flood Insurance Program","type":"organization","confidence":0.95},{"name":"Florida","type":"location","confidence":0.99},{"name":"City of Tampa","type":"location","confidence":0.98},{"name":"Florida Division of Historic Resources","type":"organization","confidence":0.92},{"name":"Special Flood Hazard Areas","type":"concept","confidence":0.98},{"name":"Base Flood Elevation","type":"concept","confidence":0.97},{"name":"substantial improvement","type":"concept","confidence":0.99}],"classification":"reference","language":"en","confidence":0.85,"provenance":{"model":"claude-haiku-4-5","tool":"@stacklist/be@0.1.0","confidence":0.85,"timestamp":"2026-07-27T17:48:13.120Z"},"token_counts":{"approximate":11498,"cl100k":8539},"content_hash":"sha256:9ac2751951ff3a1c6da6cc57c5e007aa2ab5ecbfd480bea4fc8a3069c787b62e","acp_version":"0.2","body_available":true,"body_tokens":11498,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/f305018e-2628-48a0-8f04-7c625cb71d44.json","html":"https://stacklist.com/card/f305018e-2628-48a0-8f04-7c625cb71d44","md":"/api/public/card/f305018e-2628-48a0-8f04-7c625cb71d44.md","stack_json":"/api/public/stack/228974f6-08d9-436e-ba99-65a64a3f30e1.json"}}