{"version":"1.0","type":"card","id":"e3de3ab0-7644-4434-b819-d989d58520cb","url":"https://stacklist.com/card/e3de3ab0-7644-4434-b819-d989d58520cb","title":"VA Loans Paired With Hometown Heroes","source_url":"https://mortgage-info.com/blog/florida-hometown-heroes-program-2026-complete-guide","note":"Veterans buying in Jacksonville can combine a zero down VA loan with Hometown Heroes assistance to cover closing costs, sometimes resulting in little to no out of pocket cost at closing.\n","image":{"url":"https://ucarecdn.com/1a76a78a-5263-4e45-9c67-fdc2a2c36e7c/","alt":"VA Loans Paired With Hometown Heroes","width":724,"height":483},"stack":{"id":"a1ce06df-7676-4f3e-bb78-b24437add502","title":"First-Time Homebuyer Guide (Jacksonville)","url":"https://stacklist.com/c/finance/stack/a1ce06df-7676-4f3e-bb78-b24437add502"},"created_at":"2026-07-24T12:12:19.760Z","updated_at":null,"aco":{"summary":"Florida Hometown Heroes 2026 provides up to $35,000 in zero-interest, deferred down payment and closing cost assistance to 50+ eligible professions including teachers, nurses, firefighters, and veterans. The program pairs with FHA, VA, USDA, and conventional loans, with the VA loan combination highlighted as the most powerful option for veterans seeking zero out-of-pocket homebuying costs.","tags":["florida-hometown-heroes","va-loans","down-payment-assistance","first-time-homebuyer","fha-loans","mortgage","veterans"],"key_entities":[{"name":"Florida Hometown Heroes Program","type":"concept","confidence":0.99},{"name":"Florida Housing Finance Corporation","type":"organization","confidence":0.95},{"name":"Sarah Mitchell","type":"person","confidence":0.9},{"name":"VA Loan","type":"concept","confidence":0.95},{"name":"Down Payment Assistance","type":"concept","confidence":0.95},{"name":"FHA Loan","type":"concept","confidence":0.88},{"name":"Florida","type":"location","confidence":0.99},{"name":"Miami-Dade","type":"location","confidence":0.8}],"classification":"reference","language":"en","confidence":0.85,"provenance":{"model":"claude-opus-4-6","tool":"@stacklist/mcp-server@2.0.0","confidence":0.85,"timestamp":"2026-07-24T12:12:30.644Z"},"token_counts":{"approximate":2339,"cl100k":2246},"content_hash":"sha256:95e6e1297883fb7b18bbb9743708f3ca1eab38962e7f6bd7540ebf07aeb9a907","acp_version":"0.2","body_available":true,"body_tokens":2339,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/e3de3ab0-7644-4434-b819-d989d58520cb.json","html":"https://stacklist.com/card/e3de3ab0-7644-4434-b819-d989d58520cb","md":"/api/public/card/e3de3ab0-7644-4434-b819-d989d58520cb.md","stack_json":"/api/public/stack/a1ce06df-7676-4f3e-bb78-b24437add502.json"}}