{"version":"1.0","type":"card","id":"dbcd489f-7f6c-4714-8317-79b037ca4b67","url":"https://stacklist.com/card/dbcd489f-7f6c-4714-8317-79b037ca4b67","title":"City of Jacksonville Down Payment Assistance","source_url":"https://www.jacksonvilledownpaymentassistancehomeownershipprogram.com/","note":"Jacksonville's Head Start to Homeownership program offers up to $25,000 in down payment and closing cost assistance for first time buyers purchasing in Duval County, structured as a 0% interest second mortgage.","image":{"url":"https://ucarecdn.com/4c99229d-9fd5-4ed1-80ce-bb866255142e/","alt":"City of Jacksonville Down Payment Assistance","width":1598,"height":899},"stack":{"id":"a1ce06df-7676-4f3e-bb78-b24437add502","title":"First-Time Homebuyer Guide (Jacksonville)","url":"https://stacklist.com/c/finance/stack/a1ce06df-7676-4f3e-bb78-b24437add502"},"created_at":"2026-07-24T12:12:07.488Z","updated_at":null,"aco":{"summary":"The City of Jacksonville offers multiple down payment and closing cost assistance programs for 2026, providing up to $25,000 (or $35,000 via Florida Hometown Heroes) to eligible first-time homebuyers in Duval County. Programs include the Headstart to Homeownership (H2H), City Pilot, JHFA Home Sweet Home, and Florida Hometown Heroes, each with distinct income limits, repayment terms, and eligibility requirements.","tags":["down-payment-assistance","jacksonville","homeownership","first-time-buyer","duval-county","housing-program","closing-costs"],"key_entities":[{"name":"City of Jacksonville","type":"organization","confidence":0.98},{"name":"Headstart to Homeownership (H2H)","type":"concept","confidence":0.97},{"name":"City Pilot Program","type":"concept","confidence":0.92},{"name":"Jacksonville Housing Finance Authority (JHFA)","type":"organization","confidence":0.95},{"name":"Florida Hometown Heroes","type":"concept","confidence":0.95},{"name":"Duval County","type":"location","confidence":0.98},{"name":"Jacksonville","type":"location","confidence":0.98},{"name":"HUD","type":"organization","confidence":0.85},{"name":"Area Median Income (AMI)","type":"concept","confidence":0.9},{"name":"Section 8 Housing Quality Standards (HQS)","type":"concept","confidence":0.88}],"classification":"reference","language":"en","confidence":0.85,"provenance":{"model":"claude-opus-4-6","tool":"@stacklist/mcp-server@2.0.0","confidence":0.85,"timestamp":"2026-07-24T12:12:17.996Z"},"token_counts":{"approximate":1879,"cl100k":1687},"content_hash":"sha256:4a0540d6f6c45dafd2af92ee74738302927c108862529621f3ddb0cc31f44505","acp_version":"0.2","body_available":true,"body_tokens":1879,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/dbcd489f-7f6c-4714-8317-79b037ca4b67.json","html":"https://stacklist.com/card/dbcd489f-7f6c-4714-8317-79b037ca4b67","md":"/api/public/card/dbcd489f-7f6c-4714-8317-79b037ca4b67.md","stack_json":"/api/public/stack/a1ce06df-7676-4f3e-bb78-b24437add502.json"}}