{"version":"1.0","type":"card","id":"cc349c60-32d7-4726-b9ad-f2a12a87f90b","url":"https://stacklist.com/card/cc349c60-32d7-4726-b9ad-f2a12a87f90b","title":"Housing and Financial Counseling Program","source_url":"https://www.sjcfl.us/housing-and-financial-counseling-program/","note":"The Housing and Financial Counseling Program in St. Johns County offers certified assistance for individuals seeking guidance on housing and financial matters. Approved by HUD, this program aims to empower residents with the knowledge and resources needed for effective housing solutions.","image":{"url":"https://ucarecdn.com/c777e564-6c2f-4223-b3ba-8d7bd645277d/","alt":"Housing and Financial Counseling Program","width":977,"height":722},"stack":{"id":"57f59324-f30f-4ea4-869d-11caaba40e5e","title":"First-Time Homebuyer Programs in Jacksonville & Northeast Florida","url":"https://stacklist.com/stack/57f59324-f30f-4ea4-869d-11caaba40e5e"},"created_at":"2026-07-31T07:45:04.493Z","updated_at":null,"aco":{"summary":"St. Johns County Housing and Financial Counseling Program offers HUD-approved one-on-one credit counseling, homeownership education, and access to state and federal down payment assistance programs for eligible first-time homebuyers. The program coordinates housing professionals, lenders, and purchase assistance resources to guide residents through the home buying process, with scheduled education classes throughout 2026.","tags":["housing-counseling","homeownership","credit-counseling","hud-approved","down-payment-assistance","affordable-housing","first-time-homebuyers"],"key_entities":[{"name":"St. Johns County Housing and Community Development Division","type":"organization","confidence":0.95},{"name":"HUD (Housing and Urban Development)","type":"organization","confidence":0.98},{"name":"St. Johns County Health and Human Services","type":"organization","confidence":0.9},{"name":"SHIP Program","type":"concept","confidence":0.88},{"name":"St. Johns County","type":"location","confidence":0.99},{"name":"Housing and Financial Counseling Program","type":"concept","confidence":0.95},{"name":"Home Buyer Education Class Schedule 2026","type":"event","confidence":0.85}],"classification":"reference","language":"en","confidence":0.85,"provenance":{"model":"claude-opus-4-6","tool":"@stacklist/mcp-server@2.0.0","confidence":0.85,"timestamp":"2026-07-24T12:41:13.736Z"},"token_counts":{"approximate":2614,"cl100k":2103},"content_hash":"sha256:c93b58f965bc6785073c3b88068e633adbb2a96cc3403e8ad2d7785f2e67bf4a","acp_version":"0.2","body_available":true,"body_tokens":2614,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/cc349c60-32d7-4726-b9ad-f2a12a87f90b.json","html":"https://stacklist.com/card/cc349c60-32d7-4726-b9ad-f2a12a87f90b","md":"/api/public/card/cc349c60-32d7-4726-b9ad-f2a12a87f90b.md","stack_json":"/api/public/stack/57f59324-f30f-4ea4-869d-11caaba40e5e.json"}}