{"version":"1.0","type":"card","id":"c837dc37-6b39-4dcd-b169-04d4edf86c76","url":"https://stacklist.com/card/c837dc37-6b39-4dcd-b169-04d4edf86c76","title":"Orange County Mortgage Assistance Program","source_url":"https://www.fha.com/grants/orange-county-mortgage-assistance-program","note":"Orange County Housing and Development’s Mortgage Assistance Program (MAP) provides silent, deferred payment, down payment assistance loans to assist low-income first-time homebuyers (FTHB). Eligible applicants can receive up to $80,000 in the form of a second mortgage to help with their down payment, with specific income and property requirements.","image":{"url":"https://ucarecdn.com/104b373e-97bb-421e-8d19-923c55a1a1a6/","alt":"Orange County Mortgage Assistance Program","width":1200,"height":800},"stack":{"id":"b0837516-dd98-49e5-a3b9-838af00f2125","title":"Buying a Home in North Tustin and Costa Mesa","url":"https://stacklist.com/c/finance/stack/b0837516-dd98-49e5-a3b9-838af00f2125"},"created_at":"2026-09-01T12:26:22.108Z","updated_at":null,"aco":{"summary":"FHA loans and grants for Orange County buyers are outlined, covering loan limits, down payment options, credit score requirements, and assistance programs for low-income first-time homebuyers. The resource details FHA lending limits for 2026, refinance options, mortgage insurance, and tips for improving credit to qualify for a 3.5% down payment loan.","tags":["fha-loans","down-payment-assistance","first-time-homebuyers","orange-county","credit-scores","mortgage","fha-requirements"],"key_entities":[{"name":"FHA","type":"organization","confidence":0.99},{"name":"Orange County","type":"location","confidence":0.95},{"name":"Orange County Housing and Development","type":"organization","confidence":0.85},{"name":"down payment assistance","type":"concept","confidence":0.95},{"name":"FHA loan limits","type":"concept","confidence":0.93},{"name":"first-time homebuyer grants","type":"concept","confidence":0.9},{"name":"credit score requirements","type":"concept","confidence":0.88}],"classification":"reference","language":"en","confidence":0.85,"provenance":{"model":"claude-opus-4-6","tool":"@stacklist/mcp-server@2.0.0","confidence":0.85,"timestamp":"2026-09-01T12:26:42.623Z"},"token_counts":{"approximate":4018,"cl100k":3133},"content_hash":"sha256:6a2028c2d8dcc1f24bbee413dee3296cafd97140fd48993a4f09dc11eab5453a","acp_version":"0.2","body_available":true,"body_tokens":4018,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/c837dc37-6b39-4dcd-b169-04d4edf86c76.json","html":"https://stacklist.com/card/c837dc37-6b39-4dcd-b169-04d4edf86c76","md":"/api/public/card/c837dc37-6b39-4dcd-b169-04d4edf86c76.md","stack_json":"/api/public/stack/b0837516-dd98-49e5-a3b9-838af00f2125.json"}}