--- title: "Home Buyers | WHEDA" url: https://stacklist.com/card/c8098591-3cad-4bf1-81a7-047d49da5e54 source_url: "https://www.wheda.com/homeownership-and-renters/home-buyers" stack: https://stacklist.com/c/finance/stack/f7340d29-3bf2-4188-9239-5372665f8e3a summary: "WHEDA's Home Buyer Programs page provides information on available loan programs, down payment assistance options, and home buyer education resources for prospective homeowners in Wisconsin. The page also includes helpful tools such as budget planners, mortgage term glossaries, and contact details for mortgage servicing and payment." tags: "home-buyer, down-payment-assistance, wheda, mortgage, homeownership, housing-counseling, wisconsin" key_entities: "WHEDA (organization), Consumer Financial Protection Bureau (organization), Down Payment Assistance (concept), Home Buyer Education (concept), Wisconsin (location), Madison, WI (location), NerdWallet (organization)" classification: "reference" content_hash: "sha256:ff80e42a9675dcbd5cf44abe1ac749e739a28de156d4156b3c4bb4e27e4411db" acp_version: "0.2" token_counts_approximate: 1464 visibility: public agent_accessible: true status: "final" --- # Home Buyers | WHEDA WHEDA /  Homeownership and Renters /  Home Buyers Home Buyers <html> <head> </head> <body> <p><a class="altLink green-button" href="/homeownership-and-renters/home-buyers/available-programs">Learn the basic information on WHEDA loans and how to get started.</a></p> <p>Need help with your down payment and/or closing costs?</p> <p>WHEDA's Down Payment Assistance options assist you with reducing out of pocket costs.</p> </body> </html>'> <html> <head> </head> <body> <p>Home buyer education and Landlord education can be obtained by completing a program through a local housing counseling agency or an approved mortgage insurance company. Either in-person or online is acceptable.</p> <p><a class="altLink green-button" title="Six Steps" href="/homeownership-and-renters/home-buyers/six-steps-to-a-wheda-loan">View Home Buyer and Landload Education (Step 4)</a></p> </body> </html>'> Helpful Tools</h3> <ul> <li><a href="/globalassets/documents/home-buyers/understanding-recapture-tax-document.pdf">Federal Recapture Tax</a></li> <li><a href="/globalassets/documents/home-buyers/renting-vs-owning.pdf">Renting vs. Owning</a></li> <li><a href="/globalassets/documents/home-buyers/true-cost-of-homeownership.pdf">True Cost of Homeownership</a></li> <li><a href="/globalassets/documents/home-buyers/editable-monthly-budget.pdf">Budget Planner</a></li> <li><a href="/globalassets/documents/home-buyers/what-to-bring-to-your-initial-lender-meeting.pdf">What to bring to your initial lender meeting</a></li> <li><a href="/globalassets/documents/home-buyers/loan-closing-documents.pdf">Loan closing documents</a></li> <li><a href="/globalassets/documents/home-buyers/preventative-maintenence-checklist.pdf">Preventative maintenance</a></li> <li><a title="Mortgage Terms" href="/globalassets/documents/home-buyers/mortgage-terms.pdf" target="_blank" rel="noopener">Mortgage Terms</a></li> </ul> <h3>Resources</h3> <ul> <li><a href="/globalassets/documents/homeowners/homeowner-faqs.pdf" target="_blank" rel="noopener">Homeownership FAQs</a></li> <li><a href="https://www.consumerfinance.gov/practitioner-resources/your-money-your-goals/online-resources/" target="_blank" rel="noopener">Consumer Financial Bureau Resources</a></li> <li><a href="https://files.consumerfinance.gov/f/documents/cfpb_your-home-loan-toolkit.pdf" target="_blank" rel="noopener">Consumer Finance Bureau Home Loan Toolkit</a></li> <li><a href="https://downpaymentresource.com/" target="_blank" rel="noopener">Down Payment Resource</a>&nbsp;</li> <li><a href="https://www.nerdwallet.com/mortgages/how-much-house-can-i-afford" target="_blank" rel="noopener noreferrer" data-auth="NotApplicable">How much house can I afford?</a></li> </ul>'> <html> <head> </head> <body> <ul> <li>Contact WHEDA about your mortgage <ul> <li><a href="mailto:Servicing@WHEDA.com">Servicing@WHEDA.com</a></li> <li>800-562-5546 Option #2 <ul> <li>Business Hours <ul> <li>Mon-Fri 8:00 am - 5:00 pm CST</li> <li>Sat-Sun Closed</li> </ul> </li> </ul> </li> </ul> </li> <li>Pay your mortgage <ul> <li>Mail Monthly Payments:<br />WHEDA<br />PO Box 1728<br />Madison, WI 53701-1728</li> <li><a href="https://www3.wheda.com/ILSWeb/logon.aspx" target="_blank" rel="noopener">Pay online</a></li> </ul> </li> <li><a href="/homeownership-and-renters/homeowners/wheda-mortgage-faqs">Servicing FAQs</a></li> <li><a href="/homeownership-and-renters/homeowners/foreclosure-prevention">Foreclosure prevention</a></li> <li><a href="/globalassets/documents/homeowners/fee-schedule.pdf" target="_blank" rel="noopener">Schedule of Fees and Costs</a></li> </ul> </body> </html>'> <a title="First Time Home Buyer Consumer Webinar" href="https://www.youtube.com/watch?v=HKBE1z678uw">First Time Home Buyer Consumer Webinar </a></p> <p><a class="bright-green-button white-hover" title="Current Webinars" href="/about-wheda/events" target="_blank" rel="noopener">Current Webinars</a></p>'>   Homeownership in Wisconsin Wisconsin Housing and Economic Development Authority (WHEDA) has been the State of Wisconsin’s trusted partner for affordable homeownership for more than 50 years. WHEDA is mission-based and our mission is simple: to stimulate the state’s economy and improve the quality of life for Wisconsin residents by providing affordable housing and business financing products. WHEDA has helped more than 141,800 Wisconsin renters, first-time home buyers, non-first-time home buyers, eligible veterans and more achieve their dream of homeownership and finance their principal residence with a WHEDA loan. Why did they choose WHEDA? Because WHEDA offers unique financing options that get buyers into a home sooner, with a mortgage they can afford long-term. Because WHEDA is the State of Wisconsin Housing Finance Authority, we cannot offer our programs directly to consumers, but utilize a network of approved banks, credit unions and mortgage banks throughout the state.