{"version":"1.0","type":"card","id":"b98d450c-36dd-49f8-80bb-89d60b1ae848","url":"https://stacklist.com/card/b98d450c-36dd-49f8-80bb-89d60b1ae848","title":"VA purchase loans: no down payment for eligible buyers","source_url":"https://www.va.gov/housing-assistance/home-loans/loan-types/purchase-loan/","note":"Eligible veterans, service members and survivors can buy with a VA-backed purchase loan. There is no down payment as long as the sales price isn't higher than the appraised value, and no private mortgage insurance. A one-time VA funding fee may apply. See who is eligible and how to get your Certificate of Eligibility.","image":{"url":"https://ucarecdn.com/3fbc601f-2d12-4eb7-bc21-7f7ddda284e2/","alt":"VA purchase loans: no down payment for eligible buyers","width":1280,"height":800},"stack":{"id":"ff72a79a-63fb-4f09-8a60-ba4a33bdfb8c","title":"7248 Blairton Way - For Sale","url":"https://stacklist.com/c/home/stack/ff72a79a-63fb-4f09-8a60-ba4a33bdfb8c"},"created_at":"2026-10-08T13:59:56.671Z","updated_at":null,"aco":{"summary":"VA-backed purchase loans offer eligible veterans competitive interest rates and the ability to buy homes with no down payment, provided the sales price does not exceed the appraised value. The loan includes benefits such as no private mortgage insurance, fewer closing costs, and the option to borrow up to conforming loan limits in most areas.","tags":["va-loan","home-purchase","no-down-payment","mortgage","eligibility","veterans"],"key_entities":[{"name":"VA (Department of Veterans Affairs)","type":"organization","confidence":0.99},{"name":"Fannie Mae","type":"organization","confidence":0.95},{"name":"Freddie Mac","type":"organization","confidence":0.95},{"name":"Federal Housing Administration (FHA)","type":"organization","confidence":0.95},{"name":"Certificate of Eligibility (COE)","type":"concept","confidence":0.98},{"name":"Private Mortgage Insurance (PMI)","type":"concept","confidence":0.97},{"name":"Mortgage Insurance Premiums (MIP)","type":"concept","confidence":0.97},{"name":"VA funding fee","type":"concept","confidence":0.96}],"classification":"reference","language":"en","confidence":0.85,"provenance":{"model":"claude-haiku-4-5","tool":"@stacklist/mcp-server@2.0.0","confidence":0.85,"timestamp":"2026-10-08T16:13:05.606Z"},"token_counts":{"approximate":814,"cl100k":705},"content_hash":"sha256:88485c2375c1d64939c43f3b81ab033f96a77b96db68e3450b3c4e5c1e189f3d","acp_version":"0.2","body_available":true,"body_tokens":814,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/b98d450c-36dd-49f8-80bb-89d60b1ae848.json","html":"https://stacklist.com/card/b98d450c-36dd-49f8-80bb-89d60b1ae848","md":"/api/public/card/b98d450c-36dd-49f8-80bb-89d60b1ae848.md","stack_json":"/api/public/stack/ff72a79a-63fb-4f09-8a60-ba4a33bdfb8c.json"}}