{"version":"1.0","type":"card","id":"b7a2cb09-0e57-413e-bc4d-db514bdab76f","url":"https://stacklist.com/card/b7a2cb09-0e57-413e-bc4d-db514bdab76f","title":"Understanding Your Credit Score Before You Buy","source_url":"https://www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/","note":"The CFPB's credit tools explain the steps to take in the months before a home search, paying down revolving debt, avoiding new inquiries, correcting report errors that can meaningfully affect the mortgage rate a Jacksonville buyer is offered.\n","image":{"url":"https://ucarecdn.com/5a411716-8f1d-4a87-b300-a26211f2c56c/","alt":"Understanding Your Credit Score Before You Buy","width":2560,"height":1782},"stack":{"id":"1c208af2-6796-4ce5-99f6-75d92e55ee40","title":"First-Time Homebuyer Guide for Jacksonville, Florida","url":"https://stacklist.com/c/home/stack/1c208af2-6796-4ce5-99f6-75d92e55ee40"},"created_at":"2026-07-15T03:35:45.300Z","updated_at":null,"aco":null,"_links":{"self":"/api/public/card/b7a2cb09-0e57-413e-bc4d-db514bdab76f.json","html":"https://stacklist.com/card/b7a2cb09-0e57-413e-bc4d-db514bdab76f","md":"/api/public/card/b7a2cb09-0e57-413e-bc4d-db514bdab76f.md","stack_json":"/api/public/stack/1c208af2-6796-4ce5-99f6-75d92e55ee40.json"}}