{"version":"1.0","type":"card","id":"afafc64b-22c2-4f98-9b8c-b89fd3017763","url":"https://stacklist.com/card/afafc64b-22c2-4f98-9b8c-b89fd3017763","title":"Florida First-Time Homebuyer Programs and Grants 2026","source_url":"https://themortgagereports.com/76972/florida-first-time-home-buyer-programs-grants","note":"The Mortgage Reports' comprehensive 2026 breakdown of Florida first-time buyer programs, including the H2H Program specific to Jacksonville and Duval County, Florida Housing statewide assistance, and how buyers can layer multiple programs to maximize savings.","image":{"url":"https://ucarecdn.com/c7d09a93-464e-4d72-b004-83b97ee77bbb/","alt":"Florida First-Time Homebuyer Programs and Grants 2026","width":4000,"height":2250},"stack":{"id":"18dc176e-a09f-42b8-91d7-c46da810bdaa","title":"First-Time Homebuyers in Jacksonville, Florida","url":"https://stacklist.com/c/finance/stack/18dc176e-a09f-42b8-91d7-c46da810bdaa"},"created_at":"2026-07-08T09:26:03.779Z","updated_at":null,"aco":{"summary":"Florida offers multiple first-time homebuyer programs through the Florida Housing Finance Corporation (FHFC), including the First Mortgage Loan Program, FL Assist, FL HLP, and Hometown Heroes, which provide down payment and closing cost assistance with varying terms. Most programs require a minimum 640 credit score, homebuyer education, income and purchase price limits, and occupancy of the home as a primary residence.","tags":["florida","first-time-homebuyer","down-payment-assistance","grants","mortgage","housing-programs","real-estate"],"key_entities":[{"name":"Florida Housing Finance Corporation","type":"organization","confidence":0.98},{"name":"FL Assist","type":"concept","confidence":0.95},{"name":"Florida Homeownership Loan Program","type":"concept","confidence":0.93},{"name":"Florida Hometown Heroes","type":"concept","confidence":0.95},{"name":"First Mortgage Loan Program","type":"concept","confidence":0.92},{"name":"Florida","type":"location","confidence":0.99},{"name":"Peter Warden","type":"person","confidence":0.9},{"name":"Ryan Tronier","type":"person","confidence":0.85},{"name":"Paul Centopani","type":"person","confidence":0.85}],"classification":"reference","language":"en","confidence":0.85,"provenance":{"model":"claude-opus-4-6","tool":"@stacklist/mcp-server@2.0.0","confidence":0.85,"timestamp":"2026-07-08T09:26:12.249Z"},"token_counts":{"approximate":4011,"cl100k":3466},"content_hash":"sha256:8e17700d8edc7155da6150788bd479ed3955eb7f895077b6d779bf5d82baafac","acp_version":"0.2","body_available":true,"body_tokens":4011,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/afafc64b-22c2-4f98-9b8c-b89fd3017763.json","html":"https://stacklist.com/card/afafc64b-22c2-4f98-9b8c-b89fd3017763","md":"/api/public/card/afafc64b-22c2-4f98-9b8c-b89fd3017763.md","stack_json":"/api/public/stack/18dc176e-a09f-42b8-91d7-c46da810bdaa.json"}}