{"version":"1.0","type":"card","id":"a8bfbcba-7a79-4b4a-8bd4-c1bb3c9ae07f","url":"https://stacklist.com/card/a8bfbcba-7a79-4b4a-8bd4-c1bb3c9ae07f","title":"Mortgage Calculator","source_url":"https://www.homes.com/mortgage-calculator/","note":"Use our mortgage calculator to estimate your monthly payment based on your home price, down payment, loan term, interest rate, and other costs like taxes and insurance.","image":{"url":"https://ucarecdn.com/3d3b1842-5988-460b-a86d-67dba4e61e60/","alt":"Mortgage Calculator","width":6000,"height":3376},"stack":{"id":"55f6c48e-1212-4d10-91ff-4dcd21ca867d","title":"First-Time Homebuyer Resources","url":"https://stacklist.com/c/home/stack/55f6c48e-1212-4d10-91ff-4dcd21ca867d"},"created_at":"2026-07-23T09:36:14.015Z","updated_at":null,"aco":{"summary":"Homeowners insurance rates have more than tripled over 14 years, according to Homes.com, creating significant affordability challenges for many homeowners. The article examines why these insurance costs are rising so rapidly and their impact on monthly mortgage payments.","tags":["homeowners-insurance","mortgage","affordability","insurance-rates","housing-costs","monthly-payments"],"key_entities":[{"name":"Homes.com","type":"organization","confidence":0.95},{"name":"homeowners insurance","type":"concept","confidence":0.95},{"name":"housing affordability","type":"concept","confidence":0.85},{"name":"mortgage calculator","type":"concept","confidence":0.7}],"classification":"analysis","language":"en","confidence":0.85,"provenance":{"model":"claude-opus-4-6","tool":"@stacklist/mcp-server@2.0.0","confidence":0.85,"timestamp":"2026-07-23T09:36:21.698Z"},"token_counts":{"approximate":46,"cl100k":39},"content_hash":"sha256:ed49a637fc606bf4a34a02319dec62cbc35da3107357481f7b1bee222fde7365","acp_version":"0.2","body_available":true,"body_tokens":46,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/a8bfbcba-7a79-4b4a-8bd4-c1bb3c9ae07f.json","html":"https://stacklist.com/card/a8bfbcba-7a79-4b4a-8bd4-c1bb3c9ae07f","md":"/api/public/card/a8bfbcba-7a79-4b4a-8bd4-c1bb3c9ae07f.md","stack_json":"/api/public/stack/55f6c48e-1212-4d10-91ff-4dcd21ca867d.json"}}