{"version":"1.0","type":"card","id":"a3ae92a1-ac74-4a7b-895f-9ae0dbf2fa31","url":"https://stacklist.com/card/a3ae92a1-ac74-4a7b-895f-9ae0dbf2fa31","title":"Title Insurance: What It Is and What It Covers","source_url":"https://www.nar.realtor/magazine/tools/client-education/handouts-for-buyers/what-is-title-insurance","note":" From the National Association of Realtors. A clear breakdown of title insurance for buyers, the difference between owner and lender policies, and why 36% of real estate transactions involve title issues that need to be resolved before closing.\n","image":{"url":"https://ucarecdn.com/c660f03a-6dfa-4030-a9f8-a3562020e282/","alt":"Title Insurance: What It Is and What It Covers","width":1200,"height":630},"stack":{"id":"6bf066ce-7f11-44e3-b500-156fabb22cfd","title":"Why Title Services Matter","url":"https://stacklist.com/c/education/stack/6bf066ce-7f11-44e3-b500-156fabb22cfd"},"created_at":"2026-05-12T13:20:12.642Z","updated_at":null,"aco":{"summary":"Title insurance is a protective mechanism in real estate transactions that safeguards homeowners and lenders from potential property ownership issues such as liens, disputes, and clerical errors. The article explains what title insurance is, its costs (averaging 0.42% of purchase price), and provides guidance on shopping for coverage and understanding key terminology.","tags":["title-insurance","real-estate","property-ownership","home-purchase","title-defects","closing-costs"],"key_entities":[{"name":"American Land Title Association","type":"organization","confidence":0.95},{"name":"Abraham Lincoln","type":"person","confidence":0.98},{"name":"NDP Analytics","type":"organization","confidence":0.92},{"name":"Fannie Mae","type":"organization","confidence":0.95},{"name":"First American Title","type":"organization","confidence":0.93},{"name":"Demotech, Inc.","type":"organization","confidence":0.9},{"name":"Financial Stability Rating","type":"technology","confidence":0.85},{"name":"chain-of-title","type":"concept","confidence":0.88},{"name":"title-defect","type":"concept","confidence":0.9}],"classification":"reference","language":"en","confidence":0.85,"provenance":{"model":"claude-haiku-4-5","tool":"@stacklist/be@0.1.0","confidence":0.85,"timestamp":"2026-05-12T13:20:17.786Z"},"token_counts":{"approximate":1804,"cl100k":1357},"content_hash":"sha256:85e2df0b8a1e94979d8a8cd829c6d87a9b4e84f9f2eb0e0b8ac1e636aaf93246","acp_version":"0.2","body_available":true,"body_tokens":1804,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/a3ae92a1-ac74-4a7b-895f-9ae0dbf2fa31.json","html":"https://stacklist.com/card/a3ae92a1-ac74-4a7b-895f-9ae0dbf2fa31","md":"/api/public/card/a3ae92a1-ac74-4a7b-895f-9ae0dbf2fa31.md","stack_json":"/api/public/stack/6bf066ce-7f11-44e3-b500-156fabb22cfd.json"}}