---
title: "From Navy to Fintech: Building a Peer Lending App"
url: https://stacklist.com/card/9f276728-d126-42c3-b009-2e73bc3fba2f
source_url: "https://www.codestory.co/episodes/s2-e6-from-the-navy-to-fintech-founder-building-a-peer-lending-app-with-dennis-cail-of-zirtue/"
stack: https://stacklist.com/c/podcast/stack/74edf72d-c013-4fc2-a7a3-d2222ab6d5c3
summary: "Code Story podcast S2 E6 features Dennis Cail, a Navy veteran turned fintech founder, discussing how he built Zirtue, a peer lending app designed to hold borrowers accountable and remove awkwardness from lending money to friends and family. The episode covers his journey from Monroe, Louisiana through military service, earning CS and MBA degrees, to launching his fintech startup."
tags: "fintech, podcast, peer-lending, startup, navy-veteran, entrepreneurship, technical-founder"
key_entities: "Dennis Cail (person), Zirtue (organization), Noah Labhart (person), Code Story (organization), peer-to-peer lending (concept), United States Navy (organization), Monroe, Louisiana (location), Bradley Denham (person), Dwolla (organization)"
classification: "transcript"
content_hash: "sha256:bc4e93ee4f995d0273cc65008c4730d7641a3fd7a77088362050d4f93f68e373"
acp_version: "0.2"
token_counts_approximate: 485
visibility: public
agent_accessible: true
status: "final"
---

# From Navy to Fintech: Building a Peer Lending App

Code Story | Startup Podcast for Technical Founders — S2 E6: From the Navy to Fintech Founder: Building a Peer Lending App with Dennis Cail of Zirtue Press Play to Listen While You Browse S2 E6: From the Navy to Fintech Founder: Building a Peer Lending App with Dennis Cail of Zirtue Code Story | Startup Podcast for Technical Founders 0:00 27:10 1× Born in Monroe, Louisiana, Dennis Cail has been involved in the tech world since he started in the Navy. After serving in the Navy, he obtained his CS degree and an MBA in Finance. A family man and father, he realized he was having limited success in getting money returned to him, that he lent to friends and family. Ten years later, he set out to solve that problem, to hold people accountable to return lent funds, and remove the awkwardness for the lender. This solution became known as Zirtue. Today’s Sponsors: Dwolla (https://dwolla.com/codestory) Tresta (https://www.tresta.com/codestory) RIMS (https://www.rims.org/) Links https://zirtue.com https://www.linkedin.com/in/denniscail/ Leave us a review on Apple Podcasts ! Amazing tools we use: If you want the best publishing platform for your podcast, with amazing support & people – use Transistor.fm . Want to record your remote interviews with class? Then, you need to use Squadcast . Code Story uses the 1-click product ClipGain , sign up now to get 3hrs of podcast processing time FREE! Credits: Code Story is hosted and produced by Noah Labhart , Co-produced and edited by Bradley Denham . Be sure to subscribe on Apple Podcasts , Spotify , Pocket Casts , Google Play , Breaker , YouTube , or the podcasting app of your choice. Checkout our episode stacks on Stacklist! https://stacks.codestory.co/ Hosted by Noah Labhart | Technical Founder & Startup Mentor. Advertising Inquiries : https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy Latest Season of the Podcast is Sponsored By