{"version":"1.0","type":"card","id":"98d85674-d023-4577-99a1-42b659c880b5","url":"https://stacklist.com/card/98d85674-d023-4577-99a1-42b659c880b5","title":"Is Jacksonville affordable for first time buyers?","source_url":"https://www.jacksonville.com/story/business/real-estate/2026/07/24/jacksonville-first-time-home-buyers-afforability/91023137007/","note":"Jacksonville is affordable for some, but a new report shows retail workers face a 40-year wait for a down payment on a home. This article explores the challenges and opportunities for first-time home buyers in the Jacksonville area.","image":{"url":"https://ucarecdn.com/fb1cdbc7-516b-4a9a-adaa-5336db3436f4/","alt":"Is Jacksonville affordable for first time buyers?","width":996,"height":498},"stack":{"id":"e8965028-febf-45b1-9c62-0f7f6e63f507","title":"First-Time Homebuyer Roadmap - Jacksonville FL","url":"https://stacklist.com/c/home/stack/e8965028-febf-45b1-9c62-0f7f6e63f507"},"created_at":"2026-07-30T21:31:24.269Z","updated_at":null,"aco":{"summary":"A national housing affordability report ranks Jacksonville as one of Florida's more accessible cities for first-time homebuyers, with a typical dual-income family able to save a 3% down payment in under a year. However, affordability varies sharply by profession, with retail workers facing over 40 years to save, and experts note the report understates true costs by excluding mortgage payments, taxes, and insurance.","tags":["housing-affordability","first-time-buyers","real-estate","jacksonville","down-payment","florida","homeownership"],"key_entities":[{"name":"Alexandria Mansfield","type":"person","confidence":0.95},{"name":"Ken Johnson","type":"person","confidence":0.92},{"name":"Clayton Park","type":"person","confidence":0.88},{"name":"Neighbors Bank","type":"organization","confidence":0.97},{"name":"Jacksonville Florida Times-Union","type":"organization","confidence":0.93},{"name":"University of Mississippi","type":"organization","confidence":0.95},{"name":"USA TODAY Network","type":"organization","confidence":0.9},{"name":"Jacksonville","type":"location","confidence":0.99},{"name":"Florida","type":"location","confidence":0.99},{"name":"Miami","type":"location","confidence":0.98},{"name":"Orlando","type":"location","confidence":0.97},{"name":"Tampa","type":"location","confidence":0.97},{"name":"housing affordability","type":"concept","confidence":0.98},{"name":"down payment savings","type":"concept","confidence":0.95},{"name":"Which Jobs Are Being Priced Out of Homeownership report","type":"event","confidence":0.93}],"classification":"analysis","language":"en","confidence":0.85,"provenance":{"model":"claude-sonnet-4-6","tool":"@stacklist/mcp-server@2.0.0","confidence":0.85,"timestamp":"2026-07-30T21:31:33.046Z"},"token_counts":{"approximate":935,"cl100k":756},"content_hash":"sha256:11894339a57f152de52a8a18e499025e388c7f05beaba962277baae4f1291996","acp_version":"0.2","body_available":true,"body_tokens":935,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/98d85674-d023-4577-99a1-42b659c880b5.json","html":"https://stacklist.com/card/98d85674-d023-4577-99a1-42b659c880b5","md":"/api/public/card/98d85674-d023-4577-99a1-42b659c880b5.md","stack_json":"/api/public/stack/e8965028-febf-45b1-9c62-0f7f6e63f507.json"}}