{"version":"1.0","type":"card","id":"8ad9db04-e517-47e3-929c-750ff9f3906e","url":"https://stacklist.com/card/8ad9db04-e517-47e3-929c-750ff9f3906e","title":"How Much House Can You Afford?","source_url":"https://www.consumerfinance.gov/owning-a-home/prepare/","note":"The Consumer Financial Protection Bureau's affordability tools break down how lenders calculate debt-to-income ratio, relevant anywhere in Jacksonville's price range. A good first stop before house-hunting in Duval or Clay County.","image":{"url":"https://ucarecdn.com/5f1096ef-8212-4b1f-9e35-f9ea2e360051/","alt":"How Much House Can You Afford?","width":1024,"height":683},"stack":{"id":"cf8e5c4f-4c17-4486-8559-c71f36c4bb79","title":"First-Time Homebuyer Guide for Jacksonville, Florida","url":"https://stacklist.com/c/home/stack/cf8e5c4f-4c17-4486-8559-c71f36c4bb79"},"created_at":"2026-07-24T03:42:10.844Z","updated_at":null,"aco":{"summary":"This guide helps prospective homebuyers prepare for the mortgage process by assessing finances, checking credit reports, setting a home-price budget, and understanding interest rate scenarios. It provides actionable steps, tools, and checklists to determine how much house a buyer can afford before shopping for a home or loan.","tags":["mortgage","home-buying","budgeting","credit-report","financial-planning","interest-rates","affordability"],"key_entities":[{"name":"Mortgage","type":"concept","confidence":0.95},{"name":"Home Affordability","type":"concept","confidence":0.9},{"name":"Credit Report","type":"concept","confidence":0.85},{"name":"Interest Rate","type":"concept","confidence":0.8},{"name":"Loan Application","type":"concept","confidence":0.75}],"classification":"checklist","language":"en","confidence":0.85,"provenance":{"model":"claude-opus-4-6","tool":"@stacklist/mcp-server@2.0.0","confidence":0.85,"timestamp":"2026-07-24T03:42:18.575Z"},"token_counts":{"approximate":334,"cl100k":264},"content_hash":"sha256:f523616580891592576fa97f9b3d80c696dbf4f0196fa9838cf97b4052b637ab","acp_version":"0.2","body_available":true,"body_tokens":334,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/8ad9db04-e517-47e3-929c-750ff9f3906e.json","html":"https://stacklist.com/card/8ad9db04-e517-47e3-929c-750ff9f3906e","md":"/api/public/card/8ad9db04-e517-47e3-929c-750ff9f3906e.md","stack_json":"/api/public/stack/cf8e5c4f-4c17-4486-8559-c71f36c4bb79.json"}}