{"version":"1.0","type":"card","id":"7b22c2f9-3815-44c3-9e35-20db32c0789b","url":"https://stacklist.com/card/7b22c2f9-3815-44c3-9e35-20db32c0789b","title":"Understanding Your Credit Score Before You Buy","source_url":"https://www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/","note":"The CFPB's credit tools explain the steps to take in the months before a home search; paying down revolving debt, avoiding new inquiries, correcting report errors and that can meaningfully affect the mortgage rate a Jacksonville buyer is offered.\n","image":{"url":"https://ucarecdn.com/627284bb-e616-48e9-94c1-ecc046b8b80a/","alt":"Understanding Your Credit Score Before You Buy","width":1500,"height":1000},"stack":{"id":"7cde3f84-c759-4242-8bf0-8a18ba19eb5f","title":"First-Time Homebuyer Guide for Jacksonville, Florida","url":"https://stacklist.com/c/home/stack/7cde3f84-c759-4242-8bf0-8a18ba19eb5f"},"created_at":"2026-07-23T05:57:15.618Z","updated_at":null,"aco":null,"_links":{"self":"/api/public/card/7b22c2f9-3815-44c3-9e35-20db32c0789b.json","html":"https://stacklist.com/card/7b22c2f9-3815-44c3-9e35-20db32c0789b","md":"/api/public/card/7b22c2f9-3815-44c3-9e35-20db32c0789b.md","stack_json":"/api/public/stack/7cde3f84-c759-4242-8bf0-8a18ba19eb5f.json"}}