{"version":"1.0","type":"card","id":"79b947d8-f63d-4cb6-9bab-8a2cc634ccd4","url":"https://stacklist.com/card/79b947d8-f63d-4cb6-9bab-8a2cc634ccd4","title":"Inspection vs. Appraisal for Home Buyers: What's the Difference?","source_url":"https://www.zillow.com/learn/inspection-vs-appraisal/","note":"Home appraisers determine home value while home inspectors focus on property condition. Appraisals and sometimes inspections are required.","image":{"url":"https://ucarecdn.com/0a6109b2-9c27-457f-bd7b-1b079094b3a3/","alt":"Inspection vs. Appraisal for Home Buyers: What's the Difference?","width":1024,"height":683},"stack":{"id":"801109cf-7ce1-46a2-99fa-d2843fa51561","title":"Understanding Your Home's Value: An Appraisal Guide for Jacksonville, Florida","url":"https://stacklist.com/c/home/stack/801109cf-7ce1-46a2-99fa-d2843fa51561"},"created_at":"2026-07-24T01:30:57.767Z","updated_at":null,"aco":{"summary":"Inspections and appraisals serve distinct roles in the home buying process: appraisals determine a property's fair market value through comparable sales analysis, while inspections assess the physical condition of the home. The article explains when each is required by lenders, typical costs, and why both are recommended even for cash buyers to avoid costly financial missteps.","tags":["home-inspection","home-appraisal","home-buying","real-estate","closing-process","financing","property-value"],"key_entities":[{"name":"Alycia Lucio","type":"person","confidence":0.95},{"name":"Jessica Rapp","type":"person","confidence":0.9},{"name":"Neil Swanson","type":"person","confidence":0.9},{"name":"Home Appraisal","type":"concept","confidence":1},{"name":"Home Inspection","type":"concept","confidence":1},{"name":"Fair Market Value","type":"concept","confidence":0.9},{"name":"FHA Loans","type":"concept","confidence":0.8},{"name":"VA Loans","type":"concept","confidence":0.8},{"name":"Closing Costs","type":"concept","confidence":0.85}],"classification":"reference","language":"en","confidence":0.85,"provenance":{"model":"claude-opus-4-6","tool":"@stacklist/mcp-server@2.0.0","confidence":0.85,"timestamp":"2026-07-24T01:31:07.123Z"},"token_counts":{"approximate":2933,"cl100k":2384},"content_hash":"sha256:a99abd8614fbecf3d16c3a902a2fa13bf59ecf8eb0d23a9216fc4de5cfe170ef","acp_version":"0.2","body_available":true,"body_tokens":2933,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/79b947d8-f63d-4cb6-9bab-8a2cc634ccd4.json","html":"https://stacklist.com/card/79b947d8-f63d-4cb6-9bab-8a2cc634ccd4","md":"/api/public/card/79b947d8-f63d-4cb6-9bab-8a2cc634ccd4.md","stack_json":"/api/public/stack/801109cf-7ce1-46a2-99fa-d2843fa51561.json"}}