{"version":"1.0","type":"card","id":"79b27f28-addc-4f1f-8eed-b0dee20bac76","url":"https://stacklist.com/card/79b27f28-addc-4f1f-8eed-b0dee20bac76","title":"First Time Homebuyer Down Payment Assistance","source_url":"https://www.claycountygov.com/community/state-housing-initiative-program-ship/first-time-homebuyer-down-payment-assistance","note":"Learn about Clay County's SHIP First-Time Homebuyer Down Payment Assistance Program, including eligibility requirements, income limits, purchase price limits, and how to apply.\n","image":{"url":"https://ucarecdn.com/81d22e7f-18ca-48be-ac40-831f14654a6d/","alt":"First Time Homebuyer Down Payment Assistance","width":2121,"height":1414},"stack":{"id":"57f59324-f30f-4ea4-869d-11caaba40e5e","title":"First-Time Homebuyer Programs in Jacksonville & Northeast Florida","url":"https://stacklist.com/stack/57f59324-f30f-4ea4-869d-11caaba40e5e"},"created_at":"2026-07-31T07:45:00.992Z","updated_at":null,"aco":{"summary":"The SHIP First-Time Homebuyer Assistance Program provides up to $20,000 in down payment and closing cost assistance through a deferred second mortgage for eligible first-time homebuyers purchasing homes in Clay County, Florida. Applicants must meet income limits, credit score requirements, complete homebuyer education, and occupy the home as their primary residence.","tags":["homebuyer-assistance","down-payment","first-time-homebuyer","clay-county","mortgage","eligibility","housing-program"],"key_entities":[{"name":"SHIP (State Housing Initiatives Partnership)","type":"organization","confidence":0.95},{"name":"Clay County, Florida","type":"location","confidence":0.99},{"name":"Florida","type":"location","confidence":0.99},{"name":"Holly MacLean","type":"person","confidence":0.92},{"name":"First-Time Homebuyer Assistance Program","type":"concept","confidence":0.98},{"name":"Down Payment Assistance","type":"concept","confidence":0.97},{"name":"Deferred Second Mortgage","type":"concept","confidence":0.96}],"classification":"reference","language":"en","confidence":0.85,"provenance":{"model":"claude-haiku-4-5","tool":"@stacklist/be@0.1.0","confidence":0.85,"timestamp":"2026-07-31T07:45:08.105Z"},"token_counts":{"approximate":561,"cl100k":429},"content_hash":"sha256:547559b9bc0cb07cc34c008eff10b508fad199fac802706d1c161f45e8ce4ca4","acp_version":"0.2","body_available":true,"body_tokens":561,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/79b27f28-addc-4f1f-8eed-b0dee20bac76.json","html":"https://stacklist.com/card/79b27f28-addc-4f1f-8eed-b0dee20bac76","md":"/api/public/card/79b27f28-addc-4f1f-8eed-b0dee20bac76.md","stack_json":"/api/public/stack/57f59324-f30f-4ea4-869d-11caaba40e5e.json"}}