{"version":"1.0","type":"card","id":"79a85bb1-133d-4bb7-b58a-890611815fc2","url":"https://stacklist.com/card/79a85bb1-133d-4bb7-b58a-890611815fc2","title":"VA Purchase Loan: Buying a Home With Your VA Benefit","source_url":"https://www.va.gov/housing-assistance/home-loans/loan-types/purchase-loan/","note":"How the VA-backed purchase loan works, from down payment to occupancy rules, for buying your primary home in Kitsap or Pierce County.","image":{"url":"https://ucarecdn.com/5508faad-0158-4d60-ab79-360a563af37b/","alt":"VA Purchase Loan: Buying a Home With Your VA Benefit","width":999,"height":458},"stack":{"id":"a6a88843-f45b-4bfc-b1f6-867e50e2c04a","title":"VA Loans in Kitsap County & Gig Harbor, WA: Veteran & Military Home Buying Guide","url":"https://stacklist.com/c/finance/stack/a6a88843-f45b-4bfc-b1f6-867e50e2c04a"},"created_at":"2026-10-15T07:46:35.583Z","updated_at":null,"aco":{"summary":"VA-backed purchase loans offer eligible veterans competitive interest rates and the ability to buy homes with no down payment, provided the sales price does not exceed the appraised value. The loan includes benefits such as no private mortgage insurance, fewer closing costs, and the option to borrow up to conforming loan limits in most areas.","tags":["va-loan","home-purchase","no-down-payment","mortgage","eligibility","veterans"],"key_entities":[{"name":"VA (Department of Veterans Affairs)","type":"organization","confidence":0.99},{"name":"Fannie Mae","type":"organization","confidence":0.95},{"name":"Freddie Mac","type":"organization","confidence":0.95},{"name":"Federal Housing Administration (FHA)","type":"organization","confidence":0.95},{"name":"Certificate of Eligibility (COE)","type":"concept","confidence":0.98},{"name":"Private Mortgage Insurance (PMI)","type":"concept","confidence":0.97},{"name":"Mortgage Insurance Premiums (MIP)","type":"concept","confidence":0.97},{"name":"VA funding fee","type":"concept","confidence":0.96}],"classification":"reference","language":"en","confidence":0.85,"provenance":{"model":"claude-haiku-4-5","tool":"@stacklist/mcp-server@2.0.0","confidence":0.85,"timestamp":"2026-10-08T16:13:05.606Z"},"token_counts":{"approximate":814,"cl100k":705},"content_hash":"sha256:88485c2375c1d64939c43f3b81ab033f96a77b96db68e3450b3c4e5c1e189f3d","acp_version":"0.2","body_available":true,"body_tokens":814,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/79a85bb1-133d-4bb7-b58a-890611815fc2.json","html":"https://stacklist.com/card/79a85bb1-133d-4bb7-b58a-890611815fc2","md":"/api/public/card/79a85bb1-133d-4bb7-b58a-890611815fc2.md","stack_json":"/api/public/stack/a6a88843-f45b-4bfc-b1f6-867e50e2c04a.json"}}