{"version":"1.0","type":"card","id":"77c6ab7d-a485-4b6e-84ec-8123824ee0c7","url":"https://stacklist.com/card/77c6ab7d-a485-4b6e-84ec-8123824ee0c7","title":"Working With a Lender Who Knows These Programs","source_url":"https://keneshiahaye.com/blog/jacksonville-down-payment-assistance","note":"Not every lender participates in Jacksonville's local and state assistance programs, so it's worth confirming upfront that your lender is approved for H2H, Hometown Heroes, or Ameris Choice before you start house hunting.","image":{"url":"https://ucarecdn.com/eabab237-7d85-4903-a907-507303241870/","alt":"Working With a Lender Who Knows These Programs","width":500,"height":334},"stack":{"id":"a1ce06df-7676-4f3e-bb78-b24437add502","title":"First-Time Homebuyer Guide (Jacksonville)","url":"https://stacklist.com/c/finance/stack/a1ce06df-7676-4f3e-bb78-b24437add502"},"created_at":"2026-07-24T12:12:23.401Z","updated_at":null,"aco":{"summary":"Required homebuyer education course content explains down payment assistance programs available in Jacksonville, Florida, including the H2H program offering up to $50,000 in forgivable assistance and the Florida Hometown Heroes program providing up to $35,000 for essential workers. The guide details eligibility requirements, program features, and how first-time buyers can access these benefits.","tags":["homebuyer-assistance","down-payment","first-time-buyers","florida-programs","h2h-program","hometown-heroes","real-estate"],"key_entities":[{"name":"Keneshia Haye","type":"person","confidence":0.95},{"name":"Florida Gateway Realty","type":"organization","confidence":0.95},{"name":"Jacksonville","type":"location","confidence":0.98},{"name":"Duval County","type":"location","confidence":0.98},{"name":"Florida","type":"location","confidence":0.98},{"name":"H2H Program","type":"concept","confidence":0.98},{"name":"Florida Hometown Heroes","type":"concept","confidence":0.98},{"name":"HUD-approved homebuyer education","type":"concept","confidence":0.95},{"name":"U.S. Army","type":"organization","confidence":0.9}],"classification":"reference","language":"en","confidence":0.85,"provenance":{"model":"claude-haiku-4-5","tool":"@stacklist/be@0.1.0","confidence":0.85,"timestamp":"2026-07-24T12:12:21.076Z"},"token_counts":{"approximate":2278,"cl100k":1887},"content_hash":"sha256:506c7a8c2b0129ad430bed2d404153da5f28c142dc94250ea5b08a0cdb8952b0","acp_version":"0.2","body_available":true,"body_tokens":2278,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/77c6ab7d-a485-4b6e-84ec-8123824ee0c7.json","html":"https://stacklist.com/card/77c6ab7d-a485-4b6e-84ec-8123824ee0c7","md":"/api/public/card/77c6ab7d-a485-4b6e-84ec-8123824ee0c7.md","stack_json":"/api/public/stack/a1ce06df-7676-4f3e-bb78-b24437add502.json"}}