---
title: "AnnieMac Home Mortgage - Home Loans and Resources"
url: https://stacklist.com/card/6ba5c328-2e77-493f-90f4-f986cc4c0d14
source_url: "https://annie-mac.com/"
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summary: "Down payment requirements for home purchases vary by loan program, with options ranging from 0% to 3.5% instead of the traditional 20%. Understanding different down payment options can help prospective homebuyers determine the best financing approach for their situation."
tags: "home-purchase, down-payment, mortgage, real-estate, loan-programs, financial-planning"
key_entities: "down payment (concept), loan program (concept), home purchase (concept)"
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# AnnieMac Home Mortgage - Home Loans and Resources

Do You Really Need 20% Down to Buy a Home? Posted on May 1, 2026, 6 min 48 sec read (1363 words) You might not need 20% down to buy a home. Depending on the loan program, you may be able to put down as little as 3%, 3.5%, or even nothing at all. Understanding your down payment… Read More