{"version":"1.0","type":"card","id":"64cd1131-d5b1-4471-a874-e2a4ce49a341","url":"https://stacklist.com/card/64cd1131-d5b1-4471-a874-e2a4ce49a341","title":"Workers' Comp Cost Changes: A 10-Phase Audit Before You Act","source_url":null,"note":"Separate insurer premium from PEO billing, check codes, payroll and claims, and decide what is explained, fixable or still unknown.","image":{"url":"https://ucarecdn.com/88fdd554-1fb6-4e03-80b8-5cd49f32b5e8/","alt":"Workers' Comp Cost Changes: A 10-Phase Audit Before You Act","width":1254,"height":1254},"stack":{"id":"6f00f8d2-9e43-403f-bb94-dddeb1566e0a","title":"Latest Articles","url":"https://stacklist.com/stack/6f00f8d2-9e43-403f-bb94-dddeb1566e0a"},"created_at":"2026-10-09T14:52:12.624Z","updated_at":null,"published_at":"2026-10-09T14:55:44.152Z","aco":{"summary":"Workers' Comp Cost Changes provides a ten-phase audit framework to identify and analyze the reasons behind workers' compensation cost fluctuations, distinguishing between controllable factors, external variables, and billing presentation differences. The guide establishes a systematic workflow with clear definitions, documentation requirements, and exit gates for each phase to help organizations understand their cost drivers.","tags":["workers-compensation","cost-audit","insurance-billing","peo","compliance"],"key_entities":[{"name":"NAPEO","type":"organization","confidence":0.95},{"name":"PEO","type":"organization","confidence":0.98},{"name":"Texas","type":"location","confidence":0.85},{"name":"co-employment","type":"concept","confidence":0.9},{"name":"classification codes","type":"concept","confidence":0.8}],"classification":"framework","language":"en","confidence":0.85,"provenance":{"model":"claude-haiku-4-5","tool":"@stacklist/be@0.1.0","confidence":0.85,"timestamp":"2026-10-25T18:42:28.705Z"},"token_counts":{"approximate":4341,"cl100k":3636},"content_hash":"sha256:66946d5f30a9f189fafd67110c772892d32d3f392cba535936eb91237d70fb3a","acp_version":"0.2","body_available":true,"body_tokens":4341,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/64cd1131-d5b1-4471-a874-e2a4ce49a341.json","html":"https://stacklist.com/card/64cd1131-d5b1-4471-a874-e2a4ce49a341","md":"/api/public/card/64cd1131-d5b1-4471-a874-e2a4ce49a341.md","stack_json":"/api/public/stack/6f00f8d2-9e43-403f-bb94-dddeb1566e0a.json"}}