{"version":"1.0","type":"card","id":"60414d10-7f3e-4a77-853d-c3dfa159b4ef","url":"https://stacklist.com/card/60414d10-7f3e-4a77-853d-c3dfa159b4ef","title":"NJ Realty Transfer Fee","source_url":"https://www.nj.gov/treasury/taxation/realty.shtml","note":"Explains the state transfer fee sellers pay at closing in New Jersey, a cost worth factoring into net-proceeds expectations.\n","image":{"url":"https://ucarecdn.com/b241fb39-e321-45aa-8460-5bc2ca575a58/","alt":"NJ Realty Transfer Fee","width":1254,"height":836},"stack":{"id":"06251a13-e02c-4991-8cf0-e577dbf6880e","title":"What's Your Home Worth? Valuation & Selling Readiness","url":"https://stacklist.com/c/finance/stack/06251a13-e02c-4991-8cf0-e577dbf6880e"},"created_at":"2026-08-05T08:36:05.681Z","updated_at":null,"aco":{"summary":"The NJ Realty Transfer Fee (RTF) is a state-imposed fee on sellers of real property in New Jersey, calculated based on the consideration recited in the deed or assessed valuation divided by the Director's Ratio. The document outlines applicable rates across multiple consideration tiers, exemptions from the RTF, and required forms such as RTF-1 and RTF-8 for various transfer scenarios.","tags":["realty-transfer-fee","real-estate","taxation","new-jersey","deed","exemptions","property-transfer"],"key_entities":[{"name":"NJ Division of Taxation","type":"organization","confidence":1},{"name":"New Jersey","type":"location","confidence":1},{"name":"Realty Transfer Fee","type":"concept","confidence":1},{"name":"Cranford Regional Information Center","type":"location","confidence":0.85},{"name":"Director's Ratio","type":"concept","confidence":0.8},{"name":"Affidavit of Consideration","type":"concept","confidence":0.9},{"name":"Low and Moderate Income Housing","type":"concept","confidence":0.75}],"classification":"reference","language":"en","confidence":0.85,"provenance":{"model":"claude-sonnet-4-6","tool":"@stacklist/mcp-server@2.0.0","confidence":0.85,"timestamp":"2026-08-05T08:12:12.612Z"},"token_counts":{"approximate":1502,"cl100k":1396},"content_hash":"sha256:69bd4572642310be4e09e5eac6e7fd710d80be6b705e625a90c9d468fa13ac52","acp_version":"0.2","body_available":true,"body_tokens":1502,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/60414d10-7f3e-4a77-853d-c3dfa159b4ef.json","html":"https://stacklist.com/card/60414d10-7f3e-4a77-853d-c3dfa159b4ef","md":"/api/public/card/60414d10-7f3e-4a77-853d-c3dfa159b4ef.md","stack_json":"/api/public/stack/06251a13-e02c-4991-8cf0-e577dbf6880e.json"}}