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title: "What Is Your Property Worth"
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# What Is Your Property Worth

Home Meet Debra Press International Luxury Alliance Featured Properties Past Transactions Quiet Listings Exclusive Listings Buckhead Developments Global Listings Properties Home Search Home Valuation Neighborhoods Videos Blog Resources Testimonials Let's Connect Let's Connect Leave a Message Interested in... Selling & Buying Selling Buying Renting Other Interest By providing your contact information to Debra Johnston, your personal information will be processed in accordance with Debra Johnston's Privacy Policy . By checking the box(es) below, you expressly consent to receive marketing or promotional real estate communication from Debra Johnston in the manner selected by you. For SMS text messages, message frequency varies. Message and data rates may apply. Consent is not a condition of purchase of any goods or services. You may opt out of receiving further communications from Debra Johnston at any time. To opt out of receiving SMS text messages, reply STOP to unsubscribe. SMS text messaging is subject to our Terms of Use . Opt in/Disclaimer Consent: Yes, I agree to receive email or phone call communications from Debra Johnston. Opt in/Disclaimer Consent: Yes, I agree to receive SMS text messages from Debra Johnston. Submit Thank you for your message. I will be in touch with you shortly. Back to search Get your instant home valuation Enter your details to see how much your home is worth. --> --> --> --> --> --> Home Valuation Address Home Valuation Full Name* Middle Name Email* Phone* Opt In/Disclaimer Consent: I agree to be contacted by Debra Johnston via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy . Unlock Your Free Valuation Instant result Sell for more Get expert advice Back to search Get the best price for your home Reach out for more information Schedule a free consultation with a top local agent who can help you estimate and understand your home's value. Debra Johnston Global Luxury Specialist About Me She is widely recognized as one of Atlanta’s most accomplished and trusted luxury real estate advisors Schedule a Consultation Trusted agent Local expert Prompt response Back to search Luxury Presence Home Value Estimate not available We need more information to provide an accurate estimate for this address. Local expert Debra Johnston will reach out shortly or you can schedule a consultation now. Property Address Address How we calculate your estimate How Much is Your Home Worth? Instant property valuation Expert advice Sell for more Get a Free Home Valuation Loading valuation... What's Your Property Worth? Home valuations give you valuable knowledge that can help you plan for the future and make smart decisions. It’s good practice to stay informed about how much equity you have in your home and how much you may be able to borrow against it or sell it for.  Our tool provides a more robust, accurate assessment than you’ll get from the major real estate portals. For the most precise valuation, reach out to discuss a customized Comparative Market Analysis or an appraisal. What is a Home Valuation? A home valuation determines the current market value of a residential property. It is crucial for real estate transactions, preventing excessive borrowing and financial losses. When getting a mortgage, the home acts as collateral. If the borrower defaults, the lender may sell the property to recover funds. A thorough home valuation safeguards the lender's ability to recover costs if the mortgage is not fully repaid. How is the Valuation of My Home Calculated? The value of your home is calculated using a combination of factors including its location, age, size, condition, any improvements or renovations made, and recent sale prices of comparable homes in the neighborhood. It also factors in current market trends and local market conditions. The valuation tool is dynamic and can be influenced by data such as inventory trends, interest rates, and current buyer sentiment. How Accurate is the Online Home Valuation? Online home valuations provide a good starting point and offer a general estimate of your property’s worth. However, they may not factor in recent renovations, unique features, historical value, architectural significance, and subjective market perception that could impact your home’s actual market value. For the most accurate assessment, consider scheduling an in-person appraisal. Find Your Dream Home Home Search How Is a Valuation Performed? Two Accurate Ways to Perform Home Valuations MARKET ANALYSIS Comparative Market Analysis A  Comparative Market Analysis (CMA)  is a tool used by real estate agents to value a home. It evaluates similar homes that have recently sold in the same area. Agents find comparable sales and use them to conduct a sales comparison. In most cases, an agent will find three homes that have recently sold and are as similar to and located as close to the home being valued as possible. Each one is then analyzed to pinpoint differences between it and the home being valued. Once these differences are priced out, the price of each comp is adjusted to see what it would cost if it was identical to the home being valued were it to be sold in the current market. APPRAISALS Based on a Professional’s Opinion An appraisal is an unbiased valuation  of a home based on a professional’s opinion. They are usually what mortgage companies use for home purchases and refinances. A lender usually orders a home appraisal and the cost of the appraisal, sometimes up to $500, is paid by the homeowner. An appraiser does a complete visual inspection of the interior and exterior of the home as well as taking into consideration recent sales of similar properties and market trends. The appraiser then compiles a detailed report on the home, including an exterior building sketch, a street map showing the home and any comparable sales, photos of the home and street, an explanation of how the square footage was calculated, and any other relevant information. Why Is a Valuation Important? Situations When a Home Valuation May Be Necessary REFINANCING Lenders base the amount of their loans on the value of your property and usually allow you to borrow a maximum of 75% to 96.5% against your property. Knowing what your home is worth allows lenders to calculate your equity in the home. The more equity you have, the better terms you will receive on your refinance. HOME IMPROVEMENTS If you’re doing home improvement projects to increase the resale value, you want to make sure you’re not pricing it out of the market. If your home is already priced on the high-end for your neighborhood, making too many improvements could make it more difficult to sell. When you get a valuation, you can see how your home compares with others in the neighborhood and let this guide your home improvement decisions. QUALIFYING FOR CREDIT If you want to borrow cash against your home, getting a Home Equity Line of Credit (HELOC) could be a good option. To qualify, you must have a certain level of equity in your home. Most lenders require at least 20%. Getting a home valuation will help you determine if you qualify and will be used by the lender to make a decision on your loan. PLANNING Though it’s not a necessity, simply knowing the value of your home is good information to have. It will help you plan for the future and deal with unforeseen circumstances when you might be in a position that requires extra money or a quick relocation. Knowing how much equity you have in your home and how much you may be able to borrow against it or sell it for will help you respond to any financial curveballs that life throws at you. Follow Me on Instagram Follow Me Contact Details Debra Johnston Phone (404) 312-1959 Email [email protected] Phone (404) 262-1234 Address 3221 Peachtree Rd Ne Ste 105 B Atlanta, GA 30305 Submit a Message Middle Name Name Email Phone Message By providing your contact information to Debra Johnston, your personal information will be processed in accordance with Debra Johnston's Privacy Policy . By checking the box(es) below, you expressly consent to receive marketing or promotional real estate communication from Debra Johnston in the manner selected by you. For SMS text messages, message frequency varies. Message and data rates may apply. Consent is not a condition of purchase of any goods or services. You may opt out of receiving further communications from Debra Johnston at any time. To opt out of receiving SMS text messages, reply STOP to unsubscribe. SMS text messaging is subject to our Terms of Use . Opt in/Disclaimer Consent: Yes, I agree to receive email or phone call communications from Debra Johnston. Opt in/Disclaimer Consent: Yes, I agree to receive SMS text messages from Debra Johnston. Submit Submitting Submitted Message sent successfully! × Thanks, please provide more information to help serve you Email Trigger Source Phone Number Interest Interested in... Selling & Buying Selling Buying Renting Other Opt In/Disclaimer Consent: I agree to be contacted by Debra Johnston via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. ... Privacy Policy . Read more Submit