{"version":"1.0","type":"card","id":"4853f6fe-04bf-4dbf-ab3b-429144584feb","url":"https://stacklist.com/card/4853f6fe-04bf-4dbf-ab3b-429144584feb","title":"YNAB - You Need a Budget","source_url":"https://www.ynab.com/","note":"This has been one of my favorite picks in quite a while. This was what I moved to after Mint shut down. It does take a little bit of time to really get used to having something on your desktop and getting all of the categories right. I actually worked with a certified coach in this platform to teach me how to use it, but once we got it up and running, it was definitely one of the better options that I've used. \n\nDescription: Working hard with nothing to show for it? Use your money more efficiently and control your spending and saving with the YNAB app.","image":{"url":"https://ucarecdn.com/a35f9658-b9ec-46a4-a69e-18f63da03021/","alt":"YNAB - You Need a Budget","width":1200,"height":630},"stack":{"id":"6800b322-d6d5-4ebb-867c-acb2de955d2f","title":"Personal Money Management Software","url":"https://stacklist.com/c/finance/stack/6800b322-d6d5-4ebb-867c-acb2de955d2f"},"created_at":"2025-03-19T14:31:59.238Z","updated_at":null,"aco":{"summary":"YNAB (You Need a Budget) is a budgeting app and method designed to help users manage their finances, feel less stressed about money, and achieve their financial goals. The website promotes YNAB's app and method, emphasizing its effectiveness in saving money, reducing debt, and making financial decisions more intentional. It features testimonials from users highlighting their positive experiences with YNAB and offers resources like free workshops, blog posts, and guides to learn more about their approach.  \n","tags":[],"key_entities":[],"classification":null,"language":null,"confidence":null,"provenance":null,"token_counts":{"approximate":139},"content_hash":null,"acp_version":"0.2","body_available":false,"body_tokens":0,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/4853f6fe-04bf-4dbf-ab3b-429144584feb.json","html":"https://stacklist.com/card/4853f6fe-04bf-4dbf-ab3b-429144584feb","md":"/api/public/card/4853f6fe-04bf-4dbf-ab3b-429144584feb.md","stack_json":"/api/public/stack/6800b322-d6d5-4ebb-867c-acb2de955d2f.json"}}