{"version":"1.0","type":"card","id":"477fc38d-bde5-4fa4-9e06-bc89c7a47c54","url":"https://stacklist.com/card/477fc38d-bde5-4fa4-9e06-bc89c7a47c54","title":"Jacksonville H2H Program, Up to $50,000 for First-Time Buyers","source_url":"https://www.h2hprogram.com/","note":"The Headstart to Homeownership Program offers eligible Jacksonville first-time buyers up to $50,000 in down payment and closing cost assistance as a zero-interest second mortgage forgiven over 15 years. No perfect credit required, just income limits and a required homebuyer education course.","image":{"url":"https://ucarecdn.com/c8434241-c574-4d26-b213-727273bd3766/","alt":"Jacksonville H2H Program, Up to $50,000 for First-Time Buyers","width":500,"height":400},"stack":{"id":"18dc176e-a09f-42b8-91d7-c46da810bdaa","title":"First-Time Homebuyers in Jacksonville, Florida","url":"https://stacklist.com/c/finance/stack/18dc176e-a09f-42b8-91d7-c46da810bdaa"},"created_at":"2026-07-08T09:26:01.265Z","updated_at":null,"aco":{"summary":"The Headstart to Homeownership (H2H) Program offers eligible first-time homebuyers in Duval County up to $50,000 in down payment and closing cost assistance through a zero-interest, forgivable loan with no monthly payments. Applicants must meet income limits (up to 80% AMI), contribute at least $500, purchase a home under $280,000, and complete a homebuyer education course.","tags":["first-time-homebuyer","down-payment-assistance","jacksonville","h2h-program","zero-interest-loan","duval-county","closing-costs"],"key_entities":[{"name":"Headstart to Homeownership (H2H) Program","type":"concept","confidence":0.99},{"name":"Jacksonville","type":"location","confidence":0.98},{"name":"Duval County","type":"location","confidence":0.98},{"name":"down-payment-assistance","type":"concept","confidence":0.95},{"name":"zero-interest forgivable loan","type":"concept","confidence":0.93},{"name":"area median income","type":"concept","confidence":0.88}],"classification":"reference","language":"en","confidence":0.85,"provenance":{"model":"claude-opus-4-6","tool":"@stacklist/mcp-server@2.0.0","confidence":0.85,"timestamp":"2026-07-08T09:26:09.755Z"},"token_counts":{"approximate":1728,"cl100k":1411},"content_hash":"sha256:2c30b5d33af843ad58da463c6dce944b16e433f5f6aab4f7a5d72acede78dbf4","acp_version":"0.2","body_available":true,"body_tokens":1728,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/477fc38d-bde5-4fa4-9e06-bc89c7a47c54.json","html":"https://stacklist.com/card/477fc38d-bde5-4fa4-9e06-bc89c7a47c54","md":"/api/public/card/477fc38d-bde5-4fa4-9e06-bc89c7a47c54.md","stack_json":"/api/public/stack/18dc176e-a09f-42b8-91d7-c46da810bdaa.json"}}