{"version":"1.0","type":"card","id":"46ba7f6d-d97d-4a49-a5c9-c409ebabe481","url":"https://stacklist.com/card/46ba7f6d-d97d-4a49-a5c9-c409ebabe481","title":"Required Homebuyer Education Course","source_url":"https://keneshiahaye.com/blog/jacksonville-down-payment-assistance","note":"Most Jacksonville down payment assistance programs, including H2H and Hometown Heroes, require an approved homebuyer education course before closing, typically a short online class costing around $30.","image":{"url":"https://ucarecdn.com/dcc3f082-3bff-4f95-adb6-bcffbe3ab8a4/","alt":"Required Homebuyer Education Course","width":1536,"height":755},"stack":{"id":"e54bad2f-354d-4d90-846e-6fd5623de87e","title":"First-Time Homebuyer Guide (Jacksonville)","url":"https://stacklist.com/c/finance/stack/e54bad2f-354d-4d90-846e-6fd5623de87e"},"created_at":"2026-07-31T09:03:48.000Z","updated_at":null,"aco":{"summary":"Required homebuyer education course content explains down payment assistance programs available in Jacksonville, Florida, including the H2H program offering up to $50,000 in forgivable assistance and the Florida Hometown Heroes program providing up to $35,000 for essential workers. The guide details eligibility requirements, program features, and how first-time buyers can access these benefits.","tags":["homebuyer-assistance","down-payment","first-time-buyers","florida-programs","h2h-program","hometown-heroes","real-estate"],"key_entities":[{"name":"Keneshia Haye","type":"person","confidence":0.95},{"name":"Florida Gateway Realty","type":"organization","confidence":0.95},{"name":"Jacksonville","type":"location","confidence":0.98},{"name":"Duval County","type":"location","confidence":0.98},{"name":"Florida","type":"location","confidence":0.98},{"name":"H2H Program","type":"concept","confidence":0.98},{"name":"Florida Hometown Heroes","type":"concept","confidence":0.98},{"name":"HUD-approved homebuyer education","type":"concept","confidence":0.95},{"name":"U.S. Army","type":"organization","confidence":0.9}],"classification":"reference","language":"en","confidence":0.85,"provenance":{"model":"claude-haiku-4-5","tool":"@stacklist/be@0.1.0","confidence":0.85,"timestamp":"2026-07-24T12:12:21.076Z"},"token_counts":{"approximate":2278,"cl100k":1887},"content_hash":"sha256:506c7a8c2b0129ad430bed2d404153da5f28c142dc94250ea5b08a0cdb8952b0","acp_version":"0.2","body_available":true,"body_tokens":2278,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/46ba7f6d-d97d-4a49-a5c9-c409ebabe481.json","html":"https://stacklist.com/card/46ba7f6d-d97d-4a49-a5c9-c409ebabe481","md":"/api/public/card/46ba7f6d-d97d-4a49-a5c9-c409ebabe481.md","stack_json":"/api/public/stack/e54bad2f-354d-4d90-846e-6fd5623de87e.json"}}