{"version":"1.0","type":"card","id":"41a5d8cb-6321-4cf7-9dd3-ec158fd5b960","url":"https://stacklist.com/card/41a5d8cb-6321-4cf7-9dd3-ec158fd5b960","title":"Substantial Improvement and Damage Guidelines | Fort Myers Beach","source_url":"https://www.fortmyersbeachfl.gov/991/Substantial-ImprovementSubstantial-Damag","note":"Here are some guidelines for substantial improvement and substantial damage assessments in Fort Myers Beach. It outlines the criteria and processes involved for property owners to understand their responsibilities and options.\n","image":{"url":"https://ucarecdn.com/5d863ba8-50c5-45e9-a49e-1bb6c3e3f739/","alt":"Substantial Improvement and Damage Guidelines | Fort Myers Beach","width":3840,"height":2160},"stack":{"id":"228974f6-08d9-436e-ba99-65a64a3f30e1","title":"New Construction & Post-Ian Rebuild","url":"https://stacklist.com/c/home/stack/228974f6-08d9-436e-ba99-65a64a3f30e1"},"created_at":"2026-07-27T17:02:57.152Z","updated_at":null,"aco":{"summary":"The 50% Rule requires that any structure in a Special Flood Hazard Area with improvements or repairs equaling 50 percent of its value must be brought into full compliance with current Flood Insurance Rate Map requirements. Fort Myers Beach further mandates that the calculation include all permits obtained in the past five years, and encourages property owners to consult Community Development Staff before undertaking projects that may trigger this regulation.","tags":["flood-insurance","substantial-improvement","substantial-damage","50-percent-rule","fema","fort-myers-beach","floodplain-management"],"key_entities":[{"name":"Substantial Improvement/Substantial Damage (50% Rule)","type":"concept","confidence":0.98},{"name":"National Flood Insurance Program","type":"organization","confidence":0.97},{"name":"FEMA","type":"organization","confidence":0.95},{"name":"Fort Myers Beach","type":"location","confidence":0.99},{"name":"Special Flood Hazard Area","type":"concept","confidence":0.95},{"name":"Flood Insurance Rate Map","type":"concept","confidence":0.94},{"name":"Community Development Staff","type":"organization","confidence":0.88}],"classification":"reference","language":"en","confidence":0.85,"provenance":{"model":"claude-opus-4-6","tool":"@stacklist/mcp-server@2.0.0","confidence":0.85,"timestamp":"2026-07-27T17:03:05.696Z"},"token_counts":{"approximate":477,"cl100k":344},"content_hash":"sha256:01b112dec841001830a4b80dd96b1dcd0c0a85dc235bf35a60b80f831b94fd7f","acp_version":"0.2","body_available":true,"body_tokens":477,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/41a5d8cb-6321-4cf7-9dd3-ec158fd5b960.json","html":"https://stacklist.com/card/41a5d8cb-6321-4cf7-9dd3-ec158fd5b960","md":"/api/public/card/41a5d8cb-6321-4cf7-9dd3-ec158fd5b960.md","stack_json":"/api/public/stack/228974f6-08d9-436e-ba99-65a64a3f30e1.json"}}