{"version":"1.0","type":"card","id":"3da36ae6-b6f7-43ff-8dd7-a9d327317d50","url":"https://stacklist.com/card/3da36ae6-b6f7-43ff-8dd7-a9d327317d50","title":"What Is Owner's Title Insurance?","source_url":"https://www.consumerfinance.gov/ask-cfpb/what-is-owners-title-insurance-en-164/","note":"The Consumer Financial Protection Bureau explains owner's title insurance in plain language. What it covers, why lenders require it, and how it protects your investment long after the closing table.\n","image":{"url":"https://ucarecdn.com/aa1f2077-d9d7-4765-a856-1b3152350b9f/","alt":"What Is Owner's Title Insurance?","width":1200,"height":630},"stack":{"id":"6bf066ce-7f11-44e3-b500-156fabb22cfd","title":"Why Title Services Matter","url":"https://stacklist.com/c/education/stack/6bf066ce-7f11-44e3-b500-156fabb22cfd"},"created_at":"2026-05-12T13:20:02.718Z","updated_at":null,"aco":{"summary":"Owner's title insurance protects homeowners if someone sues claiming they have a legal claim against the home from before purchase, covering issues like unpaid taxes or contractor liens. Most lenders require a lender's title insurance policy, while homeowners can optionally purchase an owner's policy to protect their financial investment.","tags":["title-insurance","homeowner-protection","real-estate","mortgage","legal-claims","property-ownership"],"key_entities":[{"name":"owner's title insurance","type":"concept","confidence":0.99},{"name":"lender's title insurance","type":"concept","confidence":0.95},{"name":"deed","type":"concept","confidence":0.92},{"name":"legal title","type":"concept","confidence":0.9},{"name":"Loan Estimate","type":"concept","confidence":0.88},{"name":"Closing Disclosure","type":"concept","confidence":0.88}],"classification":"reference","language":"en","confidence":0.85,"provenance":{"model":"claude-haiku-4-5","tool":"@stacklist/be@0.1.0","confidence":0.85,"timestamp":"2026-05-12T13:20:07.289Z"},"token_counts":{"approximate":526,"cl100k":424},"content_hash":"sha256:83c12546904a208e1e67cf1b633f63ee2400e52871674cf0cf399fc8f33762ec","acp_version":"0.2","body_available":true,"body_tokens":526,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/3da36ae6-b6f7-43ff-8dd7-a9d327317d50.json","html":"https://stacklist.com/card/3da36ae6-b6f7-43ff-8dd7-a9d327317d50","md":"/api/public/card/3da36ae6-b6f7-43ff-8dd7-a9d327317d50.md","stack_json":"/api/public/stack/6bf066ce-7f11-44e3-b500-156fabb22cfd.json"}}