{"version":"1.0","type":"card","id":"3700ef8a-5e74-4bcf-bcaa-7289e9a99438","url":"https://stacklist.com/card/3700ef8a-5e74-4bcf-bcaa-7289e9a99438","title":"Scaling Fintech & Financial Data Infrastructure","source_url":"https://www.codestory.co/episodes/s2-e7-scaling-fintech-financial-data-infrastructure-with-ryan-graciano-of-credit-karma/","note":"Ryan Graciano on scaling Credit Karma's financial data infrastructure to serve millions of free credit score users.","image":{"url":"https://ucarecdn.com/fb7e3ff1-93db-41f8-beed-63bcc9a6dac2/","alt":"Scaling Fintech & Financial Data Infrastructure","width":3000,"height":3000},"stack":{"id":"74edf72d-c013-4fc2-a7a3-d2222ab6d5c3","title":"Code Story Season 2: 22 Founder Interviews on Startups, Fintech & Tech","url":"https://stacklist.com/c/podcast/stack/74edf72d-c013-4fc2-a7a3-d2222ab6d5c3"},"created_at":"2026-08-11T21:31:11.271Z","updated_at":null,"aco":{"summary":"Code Story podcast episode featuring Ryan Graciano, CTO and co-founder of Credit Karma, discussing how he built the technology behind billions of credit scores delivered for free. The conversation covers his journey from college to IBM, meeting entrepreneurs, and scaling fintech infrastructure at Credit Karma.","tags":["fintech","credit-karma","startup","podcast","scaling","financial-data","technical-founder"],"key_entities":[{"name":"Ryan Graciano","type":"person","confidence":0.99},{"name":"Credit Karma","type":"organization","confidence":0.99},{"name":"IBM","type":"organization","confidence":0.9},{"name":"Noah Labhart","type":"person","confidence":0.95},{"name":"Code Story","type":"organization","confidence":0.95},{"name":"financial data infrastructure","type":"concept","confidence":0.9},{"name":"scaling fintech","type":"concept","confidence":0.88},{"name":"ClipGain","type":"organization","confidence":0.7},{"name":"Bradley Denham","type":"person","confidence":0.8}],"classification":"transcript","language":"en","confidence":0.85,"provenance":{"model":"claude-opus-4-6","tool":"@stacklist/mcp-server@2.0.0","confidence":0.85,"timestamp":"2026-08-11T21:31:20.583Z"},"token_counts":{"approximate":11321,"cl100k":13100},"content_hash":"sha256:5ff5004d67fc167fc76af2a39016247a126f838bbc0c5e5447a0fc9d58146dae","acp_version":"0.2","body_available":true,"body_tokens":11321,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/3700ef8a-5e74-4bcf-bcaa-7289e9a99438.json","html":"https://stacklist.com/card/3700ef8a-5e74-4bcf-bcaa-7289e9a99438","md":"/api/public/card/3700ef8a-5e74-4bcf-bcaa-7289e9a99438.md","stack_json":"/api/public/stack/74edf72d-c013-4fc2-a7a3-d2222ab6d5c3.json"}}