{"version":"1.0","type":"card","id":"360f6075-8d5b-4a12-9197-4989b45e6c11","url":"https://stacklist.com/card/360f6075-8d5b-4a12-9197-4989b45e6c11","title":"Buying Your First Home in Northeast Florida, NEFAR","source_url":"https://nefar.realtor/news/2025/10/13/consumer-guides/buyers/buying-your-first-home/","note":"The Northeast Florida Association of Realtors' official first-time buyer guide covers Jacksonville, St. Augustine, and Orange Park with tips on HUD-approved counseling, Florida Housing education courses, and what to expect in a market where median prices are near $400,000.","image":{"url":"https://ucarecdn.com/843fced7-5908-42ff-95e1-ca493212972e/","alt":"Buying Your First Home in Northeast Florida, NEFAR","width":2121,"height":1414},"stack":{"id":"18dc176e-a09f-42b8-91d7-c46da810bdaa","title":"First-Time Homebuyers in Jacksonville, Florida","url":"https://stacklist.com/c/finance/stack/18dc176e-a09f-42b8-91d7-c46da810bdaa"},"created_at":"2026-07-08T09:26:06.306Z","updated_at":null,"aco":{"summary":"This guide covers essential steps and resources for first-time homebuyers in Northeast Florida, including agent selection, financing options, and local assistance programs. It explains buyer agreements, loan programs from FHA, VA, USDA, and Florida Housing Finance Corporation, as well as negotiation strategies to reduce upfront costs.","tags":["first-time-homebuyer","northeast-florida","down-payment-assistance","real-estate","homeownership","buyer-guide","florida-housing"],"key_entities":[{"name":"Alexa Gonzalez","type":"person","confidence":0.95},{"name":"NEFAR (Northeast Florida Association of Realtors)","type":"organization","confidence":0.9},{"name":"Florida Housing Finance Corporation","type":"organization","confidence":0.95},{"name":"Federal Housing Administration (FHA)","type":"organization","confidence":0.9},{"name":"realMLS","type":"organization","confidence":0.85},{"name":"Jacksonville Area Legal Aid","type":"organization","confidence":0.85},{"name":"Northeast Florida","type":"location","confidence":0.98},{"name":"Jacksonville","type":"location","confidence":0.95},{"name":"St. Augustine","type":"location","confidence":0.9},{"name":"first-time homebuyer","type":"concept","confidence":0.98},{"name":"down payment assistance","type":"concept","confidence":0.95},{"name":"written buyer agreement","type":"concept","confidence":0.88},{"name":"USDA","type":"organization","confidence":0.85},{"name":"VA","type":"organization","confidence":0.8},{"name":"Orange Park","type":"location","confidence":0.85},{"name":"Fernandina Beach","type":"location","confidence":0.8},{"name":"Head Start to HOME Ownership (H2H) Program","type":"concept","confidence":0.88}],"classification":"reference","language":"en","confidence":0.85,"provenance":{"model":"claude-opus-4-6","tool":"@stacklist/mcp-server@2.0.0","confidence":0.85,"timestamp":"2026-07-08T09:26:22.973Z"},"token_counts":{"approximate":1284,"cl100k":986},"content_hash":"sha256:1446fc4a0676bb50735b1db0257d284fbdc0e1adc3174563a0a7f90905868cfc","acp_version":"0.2","body_available":true,"body_tokens":1284,"visibility":"public","agent_accessible":true,"status":"final"},"_links":{"self":"/api/public/card/360f6075-8d5b-4a12-9197-4989b45e6c11.json","html":"https://stacklist.com/card/360f6075-8d5b-4a12-9197-4989b45e6c11","md":"/api/public/card/360f6075-8d5b-4a12-9197-4989b45e6c11.md","stack_json":"/api/public/stack/18dc176e-a09f-42b8-91d7-c46da810bdaa.json"}}