---
title: "Jacksonville Cost of Living 2026"
url: https://stacklist.com/card/32d2d959-39e4-4faf-98b5-00afe1d08b7c
source_url: "https://costoflivingdata.com/cost-of-living/fl/jacksonville/"
stack: https://stacklist.com/stack/43ddb9d1-5c05-460a-800d-b2c9f0756fcd
summary: "Cost of Living in Jacksonville, FL provides comprehensive economic data showing the city has a cost index of 94 (6% below US average) with median home values of $266,100 and median rent of $1,375/month. The analysis includes housing, employment, taxes, utilities, and demographic information for a population of 961,739 based on 2023 data."
tags: "cost-of-living, jacksonville, housing-market, economic-data, florida, income-employment, cost-index"
key_entities: "Jacksonville, FL (location), Florida (location), Census ACS (organization), BLS (organization), Zillow (organization), EPA (organization), cost-of-living-index (concept), median-household-income (concept), housing-market (concept)"
classification: "reference"
content_hash: "sha256:d9d76cff42e3b04d975afe2389f7b6914138a769a69f009ccff4eff338ae7f85"
acp_version: "0.2"
token_counts_approximate: 1128
visibility: public
agent_accessible: true
status: "final"
---

# Jacksonville Cost of Living 2026 

Cost of Living in Jacksonville, FL Population 961,739 · Florida · Data vintage 2023 94 Cost Index (100 = US avg) Page updated: April 2026 · Data vintage: 2023 ACS 5-Year Sources: Census ACS · BLS · NOAA · EPA · Zillow · Methodology As one of the larger cities in Florida, Jacksonville carries the economic weight typical of a major metro — diversified employment, a broader housing market, and household incomes around $66,981 that reflect a mix of high and low earners. Cost Overview Housing 87 Rent 105 Scale: 100 = US national average. Green < 90, Red > 110. About the Cost of Living in Jacksonville The median home value in Jacksonville is $266,100 — 13% below the national median of $305,000. Median rent runs $1,375/month, 5% higher than the national median of $1,314/month. The median household income of $66,981/year is 10% lower than the US median of $74,580. The local unemployment rate is 4.6%, below the national average of 4.8%. Florida charges no state income tax, a meaningful advantage for take-home pay. Overall, Jacksonville has a cost of living index of 94 versus the US average of 100, meaning it is 6% less expensive. 🏠 Housing Median Home Value $266,100 13% below avg Zillow Home Value $282,367 Zillow ZHVI Median Rent $1,375 /mo 5% above avg Zillow Rent $1,575 /mo Zillow ZORI Price-to-Rent Ratio 16.1x Favors buying Property Tax Rate 0.9% Effective rate HUD Fair Market Rents by Bedroom Studio $1,085 1 BR $1,181 2 BR $1,427 3 BR $1,797 4 BR $2,099 Owner-occupied 57.4% Renter-occupied 42.6% 💰 Estimated Monthly Budget Rent median rent $1,375 Groceries national estimate $400 Utilities local estimate $88 Transportation local gas prices $126 Estimated Total $1,989 /mo Estimates based on median data and national averages. Actual costs vary. 🛒 Food & Groceries National BLS average prices (2023). Local prices may vary. 🥚 Eggs (dozen) $0.548 🍞 White Bread (lb) $1.912 🥩 Ground Beef (lb) $5.61 🚗 Transportation Avg Commute 26.1 min 3% below avg Gas Price $3.145 /gal 0% below avg Work From Home 13.5% Commute Mode Drove alone 72.8% Carpooled 9.0% Public transit 1.2% Walked 1.2% Bicycle 0.4% Work from home 13.5% ⚡ Utilities Electricity $0.176 /kWh 0% below avg 📋 Taxes State Income Tax (flat) None Total Sales Tax 7.0% State rate 6.0% Avg local rate 1.1% Property Tax 0.9% 💼 Income & Employment Median Household Income $66,981 10% below avg Per Capita Income $37,269 Unemployment Rate 4.6% 4% below avg Poverty Rate 15.0% Labor Force Participation 65.4% 🎓 Education Bachelor's degree+ 21.6% Graduate degree 10.2% 👥 Demographics Median Age 36.4 Male median age 35.2 Female median age 37.9 💨 Air Quality EPA AQS 2023 — county-level monitoring data Median AQI 52 — Moderate 42.7% Good air days/yr 124 Max AQI recorded 303 PM2.5 days 62 Ozone days 🏫 Schools NCES CCD 2019 — public school district data 91% 4-Year Graduation Rate 19:1 Student-teacher ratio 203 Public schools 130,279 Total enrollment Frequently Asked Questions What is the cost of living in Jacksonville, FL? Jacksonville has a cost index of 94 (100 = national average). It is 6% below the national average. What is average rent in Jacksonville, FL? The median gross rent in Jacksonville is $1,375 per month based on 2023 Census data. What is the average home price in Jacksonville? The median home value in Jacksonville is $266,100 according to Zillow and Census data. What is the median income in Jacksonville? The median household income in Jacksonville is $66,981 per year (2023 ACS 5-year estimates). What is the sales tax in Jacksonville, FL? The combined state and local sales tax rate in Jacksonville is 7.0%. Florida has no state income tax. Is Jacksonville, FL affordable? Jacksonville is near the national average in terms of cost of living, with an index of 94 (100 = US average). Jacksonville at a Glance Population 961,739 Median Income $66,981 Home Value $266,100 Median Rent $1,375/mo Unemployment 4.6% Sales Tax 7.0% View all cities in Florida → Nearby Cities Bellair-Meadowbrook Terrace $218,700 Orange Park $257,400 Nassau Village-Ratliff $211,400 Lakeside $249,300 Oakleaf Plantation $309,300 Compare Jacksonville Jacksonville vs New York, NY Jacksonville vs Los Angeles, CA Jacksonville vs Chicago, IL 🗺️ County data for Florida Explore county-level cost of living data Florida Rankings Cheapest cities in Florida Most expensive in Florida Similar Cost Cities Cities in other states with comparable housing costs Albuquerque, NM $266,700 Livonia, MI $265,300 West Haven, CT $265,200