---
title: "UIIC Motor Premium Calculator"
url: https://stacklist.com/card/22ba9c92-5a37-4fc2-9d77-d48190002d77
source_url: "https://nikhil1989k.github.io/Motor-Premium/"
stack: https://stacklist.com/stack/773ed015-71d7-4cf1-a176-fd34a26c6642
summary: "Motor Premium is a comprehensive vehicle insurance guide that details premium calculation for various vehicle types including cars, two-wheelers, and commercial vehicles. It covers own damage, third-party liability, personal accident coverage, and multiple add-on options with customizable discount and NCB structures."
tags: "motor-insurance, vehicle-premium, coverage-options, insurance-calculator, own-damage, third-party-liability, add-on-covers"
key_entities: "Own Damage Coverage (concept), Third-Party Liability (concept), No Claim Bonus (concept), Personal Accident Coverage (concept), IMT 28 (technology), IMT 23 (technology), nikhil1989k (person)"
classification: "reference"
content_hash: "sha256:54491bfdac9b0a077d45f3373135e90fc1a60636723e8cf9a73197de906b58a3"
acp_version: "0.2"
token_counts_approximate: 521
visibility: public
agent_accessible: true
status: "final"
---

# UIIC Motor Premium Calculator

Proposer Name Registration No. Reg. Date Risk Date Age: Zone Zone B Zone A Zone C Vehicle Type GCV Other Than 3-Wheeler Miscellaneous & Spec. Private Car Private Car Standalone Two Wheeler Two Wheeler Standalone PCV Not Exceeding 6 Pass. PCV Bus PCV School Bus 3-Wheeler GCV 3-Wheeler PCV Not Exceeding 6 Pass. --> I.C.E. Electric Hybrid GVW CC/KW NO. Of Passengers LL To Paid Driver Cleaner Conductor Basic OD Rate - Ex Showroom/Old IDV Depreciation % New IDV : Discount % NCB 0% 20% 25% 35% 45% 50% IMT 28 -->  IMT-23  PA Owner-Driver 1 3 5 AddOn & More Covers Nil Depreciation Engine Protect Consumables Return To Invoice Loss Of Key Emi Pro  NCB Protect Road Side Assist LPG/CNG Geo Extension Tyre & Rim Protect 0 25000 50000 100000 200000 PA Cover To Paid Driver Clearner Conductor 0 100000 200000 Add. Towing PA Cover To Unnamed Passengers 0 100000 200000 Overturning EV Protect Trailer  Electrical Accessories Own Damage Basic OD 200000 Discount 200000 IMT 23-Lamp,Tyres,Tubes, Paint,etc. 200000 Nil Depreciation 200000 Engine Protect 200000 Consumables 200000 Return To Invoice 200000 Loss Of Key 200000 Emi Protect 200000 Road Side Assist 200000 Tyre & Rim Protect 200000 NCB Protect 200000 Geographical Ext. OD 200000 LPG/CNG Kit Loading 200000 Overturning 200000 Additional Towing 200000 No Claim Bonus 200000 Electric Vehicle Protect 200000 Electrical Accessories 200000 Trailer OD 200000 Liability Basic Liability 200000 Legal Liability To Passengers 200000 Legal Liability To Paid Driver Cleaner Conductor 200000 Personal Accident To Owner-Driver 200000 Personal Accident To Paid Driver Cleaner Conductor 200000 Personal Accident To Unnamed Passengers 200000 Geographical Ext. TP 200000 LPG/CNG Kit TP 200000 Trailer TP 200000 Total Own Damage 0 GST Own Damage 0 Total Liability 0 GST Liability 0 Total Amount Payable ₹  /– View Premium Save Quote For Suggestions & Feedback please send a mail to nikhil1989k@gmail.com Note: For New Private Car & Two Wheeler Please Enter Registration Date and Risk Start Date As Current Date